Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Paul Giamarino

Couldn’t be more pleased ..

We have been with Healthy Paws since Feb 2018. Without a doubt it has been the smartest decision for Pet Insurance we could have ever made. Recently our puppy had a horrible accident with a pickup truck. As a result, Riley had to have two intense surgeries for a broken femur and fractured pelvis. We are fortunate that Riley came through surgery (surgeons able to save her leg) and she now faces a lot of therapy and rehab work ahead. Healthy Paws has been with us every step of the way .. from easy claim submission (all online.. nice website) .. great support from care and claims processing and quick claim reimbursement (claim settled in approx 1 week !).. We would highly recommend Healthy Paws to any/all pet owners .. They actually care about the pets they insure .. we have a long road of recovery ahead .. but .. we feel better knowing that folks at Healthy Paws are with us !
5

out of 5

POSTED: | BY: Pam Frank

So Happy I Joined Healthy Paws When my Dog was a puppy

I had a very stressful time when I found out my 7 y old Standard Poodle had a mass on his liver. He also had some cardiac irregularities as well. He had to have lab tests, chest x-ray, ultrasound, Cardiac consult at UC Davis, consult with Oncologist and ultimately surgery. As anyone who's had an emergency with their dog know all of those tests and consults really ad up. Thank goodness for Healthy Paws! Once I fulfilled our deductible they covered 90% of all treatments and meds required to get my boy back up and running. Submitting my claims was super easy, I just scanned the required documents and emailed them to their claims department. Their response was within the next couple of days and the checks followed shortly after. I'm horrified to think what it would be like if I hadn't purchased their insurance when I first got Rudy as a puppy. As a result Rudy my Therapy/Comfort Poodle will be back to work making people happy!
5

out of 5

POSTED: | BY: Trinity

Best decision we made as pet owners

Healthypaws has been one of the best decisions we've made when it comes to being a pet owner. It's incredibly easy to file a claim using their app and the reimbursement comes quickly. There's always plenty of communication at every step of the way which makes it feel super accessible (especially in comparison to dealing with human medical insurance companies). The best part about having Healthypaws as our insurance is that it's eliminated the financial worry that used to occur when something went wrong with our dog. Now, it's an effortless decision to make when it seems like he needs to be seen by a vet; we know it'll be covered by our insurance. That piece of mind is truly invaluable and we constantly appreciate being Healthypaws customers!
5

out of 5

POSTED: | BY: Gary

Hazel and the rattlesnake

My Boykin spaniel Hazel took a nasty rattlesnake bite to the nose. I live off grid 3hours from emergency vet hospital. She required anti venom and if antibiotics and a 2day stay in the hospital.she is doing well now .this was so traumatic however the bill of over 1600.00 was not Healthy Paws approved my claim in days. Last year foxtails we’re responsible for 1200.00 worth of bills .same thing the insurance company has been a life saver for me and my best friend Hazel. They are GREAT!
5

out of 5

POSTED: | BY: Francesca

Unbelievable service and incredibly quick claim review!

We have had a great experience with Healthy Paws. We obtained pet insurance just to prepare for some sort of terrible scenario in which bills would be really high and it would be tough for us to give the best care possible for our pet. Well, it happened -- our wonderful 3 year old dog was hospitalized for 5 nights with a serious infection. Thankfully she recovered! However one of the positive parts of our experience was our dealings with Healthy Paws. I submitted our claims for the hospital stay and vet visits -- and they reimbursed us immediately (within a day!) for the agreed upon percentage of the costs. It was truly a relief and made the whole terrible experience so much better for us. And they even checked in on our dog the next week to make sure she was feeling better! I highly recommend Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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