Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Linsey

Healthy paws made the insurance process so easy for me in such a overwhelming and emotion time. I 100% recommend this company.

Healthy paws made filing and submitting a claim very easy to do within their app in such an emotional and overwhelming time. Their customer service was excellent every time i called. The reimbursement did not take that long to process. I feel very grateful to have had healthy paws during this process due to the large amount of bills i was going to be left with. Thank you so much healthy paws.
5

out of 5

POSTED: | BY: Mike

Stop your search, you won't beat Healthy Paws

Easy to navigate. With you every step of the way. My claim check was in my bank account under two weeks post surgery. Millie is recovering nicely too in case you were curious.
5

out of 5

POSTED: | BY: Lorraine

Healthy Paws has been wonderful!

Healthy Paws has been wonderful! There is always someone there to help and explain things I have questions about and claims are paid so fast! I recommend Healthy Paws to all my fellow pet lover/owners. Layla is recovering nicely. Keeping her quiet and limiting her activity has been the biggest challenge. In her head, she feels good and wants to run and jump -- etc. Unfortunately, we are supposed to limit her activity.
5

out of 5

POSTED: | BY: Natalie

Amazing Top-Notch Insurance Company

I can't say enough wonderful things about Healthy Paws. I got insurance on my dog in 2016 and I tell everyone it's the best money I spend every month. My little gal was diagnosed with epilepsy in September of 2016, then 5 months later tore her ACL and needed surgery. I can't express how easy Healthy Paws has made my life and how simple it is to process claims. Her hospitalization, monthly medications and surgery have all been covered and I have to thank Healthy Paws for making that happen. I'm glad I did my research on insurance companies before choosing one but I can tell you 100% to choose Healthy Paws!
5

out of 5

POSTED: | BY: Jerri

Never expected to be so grateful for insurance!

Healthy Paws Pet Insurance review Saturday evening, before Super Bowl Sunday, our 16 month-old Bernese Mountain Dog pulled up lame in the left hind quarter. We decided to see if it resolved by the morning and Sunday morning he couldn't even put weight on the Right fore leg! Up to the vet. Came home with not definitive cause but administering pain meds. That same day, during the first quarter of the Super Bowl, he could not breathe! Seemed like he was falling apart on so many fronts. The 50 mile ride back to the vet was surreal, I was in the back with Whit praying for him, pounding on his chest to provoke some breathing and begging him to stay with me. The thing I didn't have to worry about was how we were going to pay for his care. For the first time in 40 years of sharing our hearts and home with our canine companions, we had taken out pet insurance. We did this because we anticipated that, like our other Berners, Whit would likely experience orthopaedic issues in his 5th or 6th year. Never did we anticipate that before his 1st birthday, we would have over $10,000 in vet bills and that within the next six months we would add over $5,000 in a different episode! And, he has - apparently - recovered more quickly than his shaved legs have grown back the hair from the IV and other procedures! He is a wonderful, hardy fellow and we are so grateful for his recovery and that we have a partner in financing his health escapades.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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