Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Suzanne Newman

Healthy Paws is knowledgeable, quick and efficient.

They processed my claims very quickly. They are available to answer my questions. Very thoughtful follow up after pet surgery.
5

out of 5

POSTED: | BY: Maus Marlon

Amazing caring health insurance company!

Not all health insurance companies are the same, either for humans or for pets. As a physician I am well aware of what patients and their families go through when they get ill. It is no different for pets. When our two British shorthair cats Bertie and Winston got very ill from an autoimmune problem Healthy Paws immediately asked how they were doing! They showed that they truly cared for our pets and for us. They made sure that all paperwork was complete as quickly as possible and that the vet and labs were paid so we could concentrate on the health of the boys. I almost wish we could have as good an insurance company for ourselves! Highly recommend Healthy Paws Pet Insurance!!! It is the best.
5

out of 5

POSTED: | BY: Maus Marlon

Amazing caring health insurance company!

Not all health insurance companies are the same, either for humans or for pets. As a physician I am well aware of what patients and their families go through when they get ill. It is no different for pets. When our two British shorthair cats Bertie and Winston got very ill from an autoimmune problem Healthy Paws immediately asked how they were doing! They showed that they truly cared for our pets and for us. They made sure that all paperwork was complete as quickly as possible and that the vet and labs were paid so we could concentrate on the health of the boys. I almost wish we could have as good an insurance company for ourselves! Highly recommend Healthy Paws Pet Insurance!!! It is the best.
1

out of 5

POSTED: | BY: V.Hayes

EXTORTION - 37.756% Rate Increase

Yes, Healthy paws did reimburse my pets medical bill in full and immediately, as promised. They state that your rates will never be increased for filing a claim. HOWEVER, the raise their rates on you every single year and this year my RATE INCREASE is 37.756%. Consider this carefully before you commit to a life time of increasing medical rates. I feel that a 37.756% is EXTORTION. I phoned to discuss this increase and I was told that this is the increased cost of insurance in California due to medical advances.
5

out of 5

POSTED: | BY: Samantha L

Great Coverage and AMAZING Customer Service

We had a big and unexpected emergency with our sweet little girl and Healthy Paws covered NEARLY ALL of our $7,000 vet bills! Not only did they process and pay in a quick and timely manner, they also followed up to see how our sweet girl was recovering. A personal, tailored note from their customer services team was such a nice, kind and caring touch as we were struggling through and so concerned about her. It made all the difference in the world! Highly recommend this insurance plan.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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