Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,006

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Carlos

They will never pay your claim

My dog is a healthy 3yo Shiba Inu and recently he got sick with allergies and had one episode of angioedema so severe I had to rush him to the Animal Hospital. After sending the claim, Healthy paws asked for all his medical records since I got him when he was 3 months old. After sending more than 30 pages of documentation they canceled my claim saying there was insufficient background information. I am an MD and deal with insurances all the time. It was an allergy case, never stated in any of the previous vet visits as it is a new condition. They want more than 30 pages worth of vaccination and physical exams?? Now I have bills and all the money I paid to healthy paws was in vain. They are a good pet insurance as long as your pet is healthy. Stay away from them!!
5

out of 5

POSTED: | BY: Michael

Feels like Healthy Paws is our Guardian Angel

Got our 4yr old registered with Healthy Paws when she was 1 1/2yrs old. Wasn’t until this year we needed to use the insurance. She injured her ACL and had to have surgery. Healthy Paws has been there to help not only with cost but so thoughtful checking in on how she is doing. That blew me away and felt they truly cared. And even better, before we did surgery we tried Acupuncture and it was covered. It didn’t correct her condition but it definitely helped her pain and discomfort. Thank you Healthy Paws for taking care of our Bella.
5

out of 5

POSTED: | BY: Brenda

Best day ever

My Siberian husky Lexi just had TPLO surgery and within 2 weeks we have been reimbursed!! Several years ago my pup had holistic treatment once a week for a year and they would send us a reimbursement check so quickly after uploading the bill in the mobile app. The staff is caring and helpful. We are so glad we found you!
5

out of 5

POSTED: | BY: Catherine

Highly Recommend

Healthy Paws is amazing. My dog tore his ACL and needed surgery. I called to make sure the survey was covered and spoke to an amazing person who was extremely nice and helpful. I would have thought twice if he didn't have insurance but this gave me peace of mind. They also informed me of after care which I was completely unaware. Once bills are submitted, they are reviewed and paid out very quickly which is really nice. I appreciate that they reach out to check on my pet to make sure he's doing well. I would highly recommend to anyone considering pet insurance, you will not be disappointed.
5

out of 5

POSTED: | BY: Howard

VERY happy with Healthy Paws

My dog had to have emergency surgery that was both unexpected and very expensive. Healthy Paws provided my reimbursement VERY quickly and made the process VERY easy. We're feeling very good about our decision to get insurance with Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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