Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,006

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Vlad

The best insurance you can have for your pet

Our dog - mini dachshund Kate would have not been around if it had not been for Healthy Paws. She has autoimmune disease and has been in the hospital multiple times. Healthy Paws has always been there for her and us. Their policies have no annual caps and their customer service and claim processing is superior to any insurance company out there. If you want the best for your pet you pick Healthy Paws. Kate and Jake - Healthy Paws subscribers Ty and Vlad - Kate and Jake's parents
5

out of 5

POSTED: | BY: Michael

Best insurer and I highly recommend them. I will use them again and again.

My dog has a serious seizure disorder (4 meds) and a inflammatory bowel disease (steroids) since 2 yo and he is now almost 5 yo happy dog who requires frequent blood tests. He has required an MRI and an endoscopy. He plays hard and loves to run and jump which led to another ER visit. Healthypaws covers almost the entire bill. They make it easy to submit and deposit the reimbursement into my checking account. I never have to argue and they respond to email. I highly recommend them and will use again and again.
5

out of 5

POSTED: | BY: LuAnne

Outstanding customer service and coverage

My dog needed ear surgery,very expensive, Healthy Paws enabled him to have the care he needed. So grateful for the quick payment
5

out of 5

POSTED: | BY: Peter

Dani B Good gets back her life

Happy to report that 10 days out from surgery and Dani B Good is doing great. The challenge is going to be keeping her quiet for the next two and a half months while the bone heals around her titanium insert. Stitches come out this afternoon and physical therapy starts on Friday. We are grateful for the wonderful team we have supporting us, not the least of which is our friends at "Healthy Paws," Our girl is well on her way to getting back her life. Peter
5

out of 5

POSTED: | BY: Katelyn

Healthy Paws saved our dog

3 years ago, my boyfriend and I really wanted a dog. Being in our early 20's, money was tight so we called around to several vets in the area to see what they suggest we do prior to getting a dog. One vet in particular explained the benefits of having pet insurance and mentioned HealthyPaws. Two days later, we brought home Nala, a Dogue de Bordeaux and started HealthyPaws the next day. It wasn't long that we realized having this insurance was the best decision we've ever made. Two months later she got pancreatitis. This was just the start of her health roller coaster. 3 years forward, she has over 40 claims, ranging from allergies, to blood transfusions, to pancreatitis, emergency surgery, medications and more. If there is one thing I tell people when they decide to get a puppy, is to get Healthy Paws insurance. We signed up for the $200 deductible with 90% back. Never once have I had an issue with a claim not going through and with their app, it makes my life so much easier. We receive our direct deposit back from the insurance within two weeks and the customer support is always very friendly. If we didn't have Healthy Paws, we wouldn't be able to afford our sweet Nala.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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