Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Martha

Buying a Healthy Paws insurance policy was one of the best decisions we've ever made!

Thanks to our Healthy Paws insurance policy we were able to get cancer treatment for our 90 lb Bernese Mountain Dog. After the $500 deductible we were reimbursed for 80% of all charges except for the exam fees. Filing claims is fast and easy and we received our reimbursements by direct deposit within 10 days of filing every claim! Our vet bills totaled around $7,000 or more and our share ended up being about $2,000. Without this insurance we would not have been able to get our precious girl any treatment. That would have been heartbreaking. We cannot say enough good things about Healthy Paws!
5

out of 5

POSTED: | BY: Kathryn Dabkowski

You NEED to insure your pet through healthy paws!!

I adopted a Maine coon kitten from a reputable breeder, and insured him through healthy paws. To my surprise, he came down with a severe case of pancreatitis along with several other things at the young age of two and I was devastated. My Healthy paws insurance allowed me to provide him with the absolute best healthcare available without having to worry about finances on top of the stress of my poor cat. The process was quick and simple and I got my money back within 10 days. It was by far the best decision I have ever made and I would recommend insuring every pet you own with healthy paws. I have gone through other pet insurance companies before who have a ton of fine print and only cover certain diagnoses and clearly try to get out of paying you back in any way possible, but healthy paws gave me no problems at all with reimbursing me, and even emailed me to check up on his health. I remember searching for insurance companies for my cat, and if you are reading this, please stop your search and go through healthy paws! I literally can’t recommend them enough.
5

out of 5

POSTED: | BY: John

Better than human insurance

Our dog started having what we thought were seizures. Our vet told us to go to a speciality hospital for animals where we were introduced to a neurologist. They had to run a battery of tests and MRI to make a diagnosis and treat our dog. Thanks to Healthy Paws they had the claim paid within one day and EVERYTHING was covered. Thank you Healthy Paws for everything. I am a loyal client for life!
5

out of 5

POSTED: | BY: BJ

Best Ever, more than an insurance product.

Our pup has had a rough year, she has been ill for months requiring specialty care and food. Healthy Paws has helped us get through this. We are so grateful!
5

out of 5

POSTED: | BY: Lisa vanCadsand

Healthy Paws is amazing

Healthy Paws is the best and your pet needs them (so do you). They genuinely care about my cat and my needs. I called a few times after I submitted my first claim to ask some questions. Each representative I talked to was kind and concerned about my cat. They also were very knowledgeable and helped me get the answers I needed. They even follow up to ask how my cat is doing after my claims have been processed. The claims are processed very quickly. I wish human health insurance companies cared as much as they do.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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