Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Mike MacKenzie

Essential service for any pet

My dog Wilson was diagnosed with lymphoma in January of this year. We got a quote for chemotherapy of $13,000. HealthyPaws has covered 90 percent of qualified expenses (pretty much everything except the examination fee), no questions asked. We went from mourning the imminent loss of our best bud to helping him recover. He's as happy as ever, now. And we get to treasure the rest of our time with him. HealthyPaws also covered his stomach surgeries when he ate rocks. I didn't expect to have a dog who routinely needs emergency care, but HealthyPaws has allowed us to overcome those obstacles. I really can't say enough about how simple and important this insurance has been for my family.
5

out of 5

POSTED: | BY: Cassandra

Excellent Service & Speedy Reimbursement!

Warm & Compassionate Customer Service, Instant 4K claim reimbursement to my bank account in THREE DAYS!!
2

out of 5

POSTED: | BY: Gary

Impossible service

I've had a policy with Healthy Paws for five years, paid about $3,500 in premiums, and had one small claim. Because of a banking SNAFU and an unannounced Healthy Paws premium increase, Healthy Paws was unable to electronically collect the monthly premium on my policy. Healthy Paws immediately notified me of cancellation of my policy - no warning, no outreach, no grace period. I corrected the banking SNAFU and tried to contact Healthy Paws ten times, some by phone and some by email, but without connecting, for over a week. No replies to email, and the outgoing phone message said they weren't answering phone calls because of a "weather event." They had the wherewithal to immediately cancel my policy, notwithstanding the "weather event," but not to respond to my inquiries about policy reinstatement. Enough! I'm canceling this policy that has been so lucrative for Healthy Paws, but which they cannot service with even minimal customer service.
1

out of 5

POSTED: | BY: Dee M.

Be Prepared for Humongous Increases in Your Premiums!!

This company increases prices every year. I started insuring my two Shih Tzus four years (2015) ago with Healthy Pet. At that time, my plan premiums were a reasonable $67.80 for both pets. In May 2019, my premiums will be 66% higher than in 2015 to a whopping $102.10. Worst yet, this is the highest rated company of all the ones I checked: This is not about keeping up with inflation, which would be understandable, this is about GREED! I plan on upping my emergency fund by $20K, and as soon as I do, I am dropping Healthy Paws and never looking back. DRM
5

out of 5

POSTED: | BY: Susan

Incredible company

My cat needed emergency surgery on a weekend. Not only was I terrified for my pets life but was concerned about the huge medical bills and my coverage as I had never put in a claim before. Healthy paws was amazing. I was reimbursed within 2 days of submission and they convered exactly what their plan stated when I signed up. No fine print, no hidden fees. They made an incredibly difficult time so much easier. I can’t praise them enough!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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