Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Svetlana

Saved us from worrying about money!

We got insurance for the two of our cats and didn't use it in a while but once we needed it for an emergency and there was nothing better than not worrying about the cost of hospitalization and all the best care that can be given to our cat. It put our mind at ease during a stressful situation where we needed to worry more about our cat's health rather than the money.. They provided the reimbursement quickly and without any trouble! We had a deductible and the examination fee is not covered, but with our plan 80% of the rest was covered! That was over a $1000 for a $1800 bill. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Rose

Healthy Paws has been a lifesaver for my dog

Signing up for Healthy Paws was the best decision I have ever made for my dog. We signed up for insurance years ago, before she was diagnosed with severe osteoarthritis. Since then, they have not only covered years of natural treatments (laser therapy, acupuncture, chiropractic, hydrotherapy), but they have also covered her total hip replacement in full. I’ll be getting reimbursed for 90% of the cost of the procedure, which is the reimbursement level I chose upon enrollment. I would have had a very difficult time affording all of the care she’s received without them. They’ve also covered the occasional stomach virus, tick-borne illness, etc. as well as diagnostic bloodwork when needed. I will say, getting coverage for diagnostic bloodwork can be a little more work, as you do need your vet’s notes to prove that it’s diagnostic, as opposed to routine. I wouldn’t say that it’s difficult at all, just a few phone calls and you’re good. I really cannot recommend Healthy Paws highly enough. The claims process is not difficult or stressful in any way, even for the large surgical claim we just made. The app allows you to do it all on your smart phone. Healthy Paws has truly been a lifesaver for us.
5

out of 5

POSTED: | BY: Stephanie Luzzi

Healthy Paws is the best!

I am so happy we got Healthy Paws for our dog. I never would have thought he would tear his ACL before the age of two. He needed a major surgery that ended up costing almost $6,000. Luckily we had signed him up for Healthy Paws when we got him as a puppy and they covered 80% of the costs. This whole experience has been very stressful but Healthy Paws pay for the majority of the costs has taken a huge weight off of our shoulders.
5

out of 5

POSTED: | BY: Sunny

Healthy paws best health ins out there

Best insurance out there, they paid back promptly, don’t need to fill out any insurance claims, just submit a bill through their app, super fast, claims usually processed in 1 or 2 days, when my dog had an emergency they agreed to pay upfront also. Best experience. Very professional and truly care about your dog.
5

out of 5

POSTED: | BY: My experience

Incredible Company by All Measures

My experience with Healthy Paws has been nothing short of amazing. Insurance companies are typically known for bad customer service and exploiting loopholes to not pay out claims. Well, healthy paws is nothing like that. They have pleasantly surprised me from day 1. Not only are their policies fair and affordable, they are also great at customer service. They have paid out several claims for vet emergencies, including the most recent one for an ultrasound and many tests for my dog’s stomach issues. A couple days after entering the claim and when they processed it they reached out to me to check in on my dog’s progress! Not even my medical insurance company check up on me lol. Healthy Paws reimburses me on time (fast) each time. They are definitely the company to go with for peace of mind knowing your pet will be able to get best medical service around.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review