Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Toni T

Incredibly fast reimbursement

I have unfortunately have had to use my dog's Healthy Paws Pet Insurance twice. Both times the reimbursement was extremely quick and covered the claim minus deductible. I cannot be more pleased with Healthy Paws and am glad that I chose them over the all other plans available. It also helped that there was a 10% lifetime discount for AAA members.
5

out of 5

POSTED: | BY: Frank Malara

Great Pet Insurance with easy and fast claims

My 4 year old Havachon was sick recently and needed 24 hour evaluation which accrued a Vet bill over $2000. Healthy Paws Insurance paid exactly what it claimed in the policy. No scams or questions. I provided them with the documentation and the claim was processed quickly and efficiently, no questions asked. A+ Pet Insurance ! I recommend Healthy Paws.
5

out of 5

POSTED: | BY: Yolanda

Happy to have the best insurance for my dog.

Thanks to Healthy Paws, situations that would have been very sad o forces to make decisions based on money, were much more manageable. Thanks to Healthy Paws we are able to consistently with the best health care possible.
1

out of 5

POSTED: | BY: Deeana McLemore

Expensive premiums, slow reimbursement

I had my first reimbursements this year. First of all I learned that they do not use calendar years for reimbursements but your pet's birthday as the start of a new year so I paid two deductibles in 2017. Also, they were very slow examining my claim and it's been over 5 weeks since they said I would get my reimbursement checks and I still don't have them. I am looking for a more reasonable and customer friendly insurance company.
5

out of 5

POSTED: | BY: Constance

What a Relief

If ever something happens to my pets, I go into an emotional crisis. Just want them to be better at any cost. But then when the bills pile up a would go into another sort of crisis. A financial one. Now that my boy is insured I am relieved financially and only have to worry about getting him healthy again. As it should be
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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