Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Scott Bartlett

After I read the fine print – this is the company I chose.

My employer offers Pet Insurance at a group discount, however, I chose to go with Healthy Paws after I read the contracts to several of the insurers. Healthy Paws was the stand out. They may not offer the annual physical and vaccines, which in the Boston Area is, I want to say, around $200 a year, however this is what they have reimbursed me for (at 90%) over the past ten years for three rescued dogs. 90% reimbursement for the MRI’s and medication when my dog Ben developed epilepsy later in life. I also received reimbursement for the water treadmill physical therapy he received to treat myelopathy. I was reimbursed for acupuncture to help with his ailments. Healthy Paws reimbursed me for the surgery Ben needed when his spleen ruptured, and they also reimbursed him for the stomach surgery he received when food would not go into his stomach. Ben was able to live a long, healthy, happy and productive life – and Healthy Paws significantly offset the expense that was needed to provide him this. I had another dog that needed significantly less care. Holly was hospitalized once when she needed eye surgery – and once again, Healthy Paws paid for 90% of it. Finally, my dog Penny developed an issue where there was significant damage to her teeth. Healthy Paws reimbursed me for, what resulted in, two surgeries that totaled ten hours. Overall, I am very happy with Healthy Paws and plan on being a customer for a very long time.
5

out of 5

POSTED: | BY: Lori Nyquist

Absolutely an Exceptional Experience!

I have has Healthy Paws insurance on both of my dogs since I picked them up at 8 weeks. My view is that if I am going to have a dog or 2 :) I had better be able to take care of them! Having insurance gives me the peace of mind to make sure that when there is an emergency that all I have to focus on his my beloved dog. My older dog I have never had to make a claim but my new 7 month old puppy is another story. He is a large breed dog who has bloated 3 times so far where I have had to rush to the emergency room in the middle of the night. My last bill was close to $3000 dollars but since I had Healthy Paws insurance with 90% reimbursement my only worry was my dog Timber. Glad to report that he is doing fantastic now. :) Healthy Paws had my reimbursement check out to me within a week of the emergency room visit! My dogs have better health insurance than me!! They even followed up with me to see how Timber was feeling. :) Thank you Healthy Paws you are PAWSOME!!.
5

out of 5

POSTED: | BY: Jennifer frezza

Awesome

I am writing this review as a devoted pet parent. My dog recently had major surgery. If not for this insurance from Healthy Paws I would have been struggling with paying the bill. I just want to let everyone know how much I believe in pet insurance. Healthy Paws has been with us every step of the process, for this claim they are a very dedicated company. They are so dedicated to their clients that they sent me an email inquiring about how my dog’s recovery was going. Every time I had the pleasure of talking to someone, they were very helpful and very caring. If you purchase this insurance from Healthy Paws it will give you peace of mind to be able to help your pet.
5

out of 5

POSTED: | BY: Paul Zani

Quick payment, great customer service

This was my first pet claim with Healthy Paws, we had just purchased our insurance 2 months prior for our puppy. The pup ate something that obstructed his bowl and was very sick, spent one night in the Pet ER with lots of tests and two days of x-rays and IVs with our family vet hoping to avoid exploratory surgery while watching for the obstruction to move the least bit. He finally did pass the obstruction and he is on the mend. We submitted our claims on a Friday night and by Monday we were notified the two checks were in the mail. i bought the insurance because of the high ratings, now I know why they a top rated company. Thanks again.
5

out of 5

POSTED: | BY: Robert A.

Outstanding Insurance Company.

My fur baby was taken ill. Had an MRi (lesions found on brain) ultrasound (obstruction in intestines) had operation to remove obstruction and had food port temporarily put in place. She has made a remarkable recovery after two days in ICU and 5 days in the University of Penn Veterinarian Hospital. Total bill was $10,000 with Healthy Paws covering $7,050. Reimbursement was made 10 days after filing claim and I had only had the policy for 5 months. I highly recommend Healthy Paws Pet Insurance in the event of such an incident.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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