Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Sharon

Best Pet Insurance Ever!

Having been a dog owner/lover for 25+ years, I can say without reservation that Healthy Paws has been the BEST pet insurance company we have ever dealt with! Our previously healthy 2 year old rescue suffered from liver damage likely due to a NSAID medication prescribed by our vet. After a brief hospitalization and liver biopsy - we finally have a treatment plan for our baby Jack. Healthy Paws were with us at each step and reimbursed us within two weeks of the original diagnosis. It was fast and easy. They even emailed to check on our boy. (Thanks Tim). Highly Highly Recommend!!
5

out of 5

POSTED: | BY: Jeffrey

Healthy Paws Is Terrific

Easy to sign up. Great customer service. And easy claim process done entirely online.
5

out of 5

POSTED: | BY: Debra

My pets deserve the very best!!!

I can’t tell you how much I LOVE this insurance company. I have had several claims for my cat Maxwell Edison including 2 surgeries. They process the claims very fast and can even direct deposit your money. So easy to file a claim as well. Download the app, set up your profile. To file a claim you go into the app, snap a pic of your itemized vet statement and send! They are really thoughtful and will send emails to check up on your baby’s health! I LOVE them and I know you will too! They are the peace of mind you need as a pet parent 😻
5

out of 5

POSTED: | BY: Donna

They have paid all of my claims promptly

I have had nothing but good experiences with Healthy Paws Pet Insurance, 9 months in. They have paid each of my claims within two weeks of submission through their easy-to-use online submission page. I was leery of what pet insurance would actually cover and have been very pleasantly surprised. I would highly recommend Healthy Paws to anyone considering insurance for their pets.
5

out of 5

POSTED: | BY: Robin

Awesome company, wish human insurance was so great!

I have been a Healthy Paws parent since 2012. In 2007 we spent $22,000 saving a dog who was like a child to us. I swore I would never do it again. He lived 10 more happy years. In 2012 I lost another dog because I couldn't afford the surgery. I was heartbroken. Healthy Paws has been there for me ever since. Their rates are comparable or better than even a large employer group plan. You can customize the plans to your needs. The staff is very helpful and friendly, always recognizing milestones with an acknowledgment. Their system for uploading vet invoices couldn't be easier. I get home from the vet, log on with my phone, snap the picture of the invoice and it is uploaded instantly. Usually within 24 hours there is a response that they are dealing with the information. For instance my puppy ate an indigestible piece of rubber, had major surgery for a significant sum of money. He came home on a Wednesday, I sent the invoice about 5pm the same day and they cut my reimbursement check on Friday. Today I received an personal note asking how he was after surgery. I tell everyone. Can't recommend them more. I wish humans could be cared for so well.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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