Healthy Paws | Pet Insurance Review

We love Healthy Paws. My chocolate lab Niner has been diagnosed with carcinomatosis - a very uncommon cancer. We have had X-rays, ultrasounds, ct scans and fluid draining. All of this has added up to over $10000 and we haven't started treatment yet. Healthy Paws has taken care of us. We have 80% coverage with a yearly $250 deductible. We have already gotten most of that $10000 back from Healthy Paws. Filing a claim is extremely easy too. Premiums for Healthy Paws are very reasonable. They don't pay for the office exam, but that helps keep those premiums down. I highly recommend Healthy Paws. It is because of them that I can continue to treat my dog.

I am looking for another insurance rates has went up year year for paying $32.00 to now $47.00 when I called to inqiure why my rates are increase I am advise due to my location Florida then advise Californa rates would be higer. That still does not explain I will be shopping for other insurance that their rates will not spike with 2 years.

I LOVE this insurance and literally recommend it to anyone who has a pet. There have been several times in which I've had an emergency with our shiba Cooper and both times, I didn't have to channel my energy towards the stress of the bill. All I worried about was just making sure my boy was going to be okay. Recently, Cooper had a seizure (never happened before, cause unknown) and I rushed him to the nearest vet. From there I had to take him to a 24 hour hospital to be monitored. I then had to take him to our regular vet a few weeks later because he had allergies that were so bad he started rubbing his skin raw. This was all in one month so I was worried Healthy Paws may give me a hard time or question all 3 claims. But nope, everything went smoothly and the claims are so easy to submit. I will NEVER not have dog insurance again and I recommend this to EVERYONE who owns a pet.

I submitted my claim almost a month ago and now no one will respond to my emails and no one will answer the phone! I've tried calling five times today and haven't spoken to the claims department once! I'll be cancelling my membership.

I originally signed up for pet insurance as a back-up in case of emergencies and frankly not expecting it to be much help. I was wrong! We were in a situation where our 6 month old goldendoodle just stopped acting like himself - he wouldn't eat or play with us and just wanted to sleep. We took him to our vet who gave him some meds and new food and said if he did not feel better to take him to an emergency vet. After a couple of more days, we did just that. The emergency vet we took him to was great, but not cheap. They had him for observation for several hours before calling and requesting to keep him overnight, during which I asked the price of that and my eyes widened up... I immediately called Healthy Paws and asked if it would be covered, and though the rep couldn't comment on our specific situation, she said all emergency coverage is covered (90% on our plan) outside of exam fees once the deductible is met, so we decided to have the vet keep him. He is now acting good as new (for better or worse!) and I'm glad we did it. When it came to submit the claim, it was a breeze. A simple pic of the bill uploaded on the app and the approval came the next week, and the check reimbursement came 2 days later. Wow! I was worried, as with human insurance, than insurance is a scam/not reliable and am so thankful to be proven wrong. All of my future pets will have Healthy Paws and I will recommend it to any and everyone. Thank you, Healthy Paws!!