Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,013

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jenny

Amazing, fast, no issues, and thoughtful!!

One of our little guys woke up paralyzed; we rush to vet and then ER. He had surgery and will start therapy in a couple weeks (which is ALSO covered!!). I submitted the invoice and it was processed in less than a week, no questions or concerns. I called to asked about therapy coverage and the person was so helpful and asked how our guy was doing. I also received an email asking how his healing is going!!! This company gets me!! <3
5

out of 5

POSTED: | BY: REBECCA

An insurance that allows you to worry about your pet, not the bill

I am sure you hear this a lot but my Lilly is a baby. I can't tell you how stressful it was knowing she was going in for a major surgery at her age and such a painful one at that. She really needed this surgery because her chronic ear infections were just getting worse and worse. Her quality of living was not optimal and something had to be done. Having this insurance policy was a beacon of light to me because I didn't have to worry about the money but instead focus on my baby's health and recovery. It was a horrible few days of recovery but today almost two weeks later, she is happier and healthier. She gets her stitches out tomorrow and from the results of the culture, her infection was a nasty one and so far down her ear canal, that it would have never cleared up and would have just kept rearing it's ugly head. I tell everyone about your insurance plan and how well I have been treated. Thank you for caring and checking in on my baby. She is the light of my life.
5

out of 5

POSTED: | BY: Nicola

Stop Looking! You have found the best insurance out there

Healthy Paws is the only reason my staffie is alive today. My puppy came down with an awful infection. The first week in the hospital was $17,000.00 alone. The assistance and care I received from the Healthy Paws staff was amazing. There was no "questioning" of the bill, no delay in payment, and the staff seemed to genuinely care. We have both of our pets with Healthy Paws and would never go with another company. We often recommend Healthy Paws to friends and after they compare other companies, they also end up with Healthy Paws. You cannot go wrong.
5

out of 5

POSTED: | BY: Scott

It’s worth it!

I have been paying into this plan for a year and a half. I’m so glad I made the decision to buy this insurance! Recently my dog suffered multiple herniated discs and lost his ability to walk. Surgery was one of two options with the latter being euthanasia. Thanks to this insurance paying 90% ish (exam fees were excluded) of the total cost I didn’t even have to consider euthanasia. The dog is on the mend and within 5 days the reimbursement was in my account.
5

out of 5

POSTED: | BY: Courtney

Love Them!

I'm extremely thankful for what Healthy Paws has covered for my dog. Ranger is the best companion but has had health issues from day one, and though it's worrisome to get big vet bills for his procedures, medications, etc., I always feel less stressed because I know Healthy Paws covers so much of his costs. Especially with this latest procedure, I was extremely thankful to see them come through and help me out. Their communication and prompt refunds are incredible. Plus, they check in with their clients which really makes a big difference. I don't know what I would do without them!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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