Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: C Gallegos

Look no further, HEALTHY PAWS pet insurance is the best!!!

I have been the owner of dogs most of my life. Due to health problems of my own, I utilize the services of a "trained service dog". The trainer whom I trained with required us to have pet insurance and after alot of research and yes, reading reviews, I decided Healthy Paws pet insurance was for us. Now, while we paid for insurance for over 2 years and never filed a claim (thankfully, because who wants a sick pup/cat), having this insurance is the best money I pay out every month. Unfortunately, my dog had some sort of stomach issue (colitis?) and weeks later after a freak accident, he was back at the vets office with a torn ACL. The expense for both of these combined has been over $3000.00!! So, having said all of that, I was very hesitant when it came to filing a claim and it's unfortunate that I wasted my time and energy over that because WOW, the process could not have been easier!! I simply took a picture of the vet bill, sent it in to Healthy Paws (via their app) and within 10-15 days, I had my portion of what was covered in my hand. There was no back and forth, they kept me informed every step of the way. Hands down the best decision was going with Healthy Paws!!
5

out of 5

POSTED: | BY: Carrie

Fast, efficient and simple

We had to take our 1 year old puppy to the emergency animal hospital because he swallowed something. Our bill was very high, as you can imagine, but Healthy Paws reimbursed us 80% and very quickly! Uploading claims on the app is super simple!!
5

out of 5

POSTED: | BY: Joseph Dillon

Great so far!

Have had Healthy Paws for 2 months now (for 9 month old puppy) and couldn't be happier so far! Everything has been exactly as advertised and it's so great to have the peace of mind just in case!
5

out of 5

POSTED: | BY: Patricia Barrett

Best ever!!!

Best ever!!!! I have had Healthy Paws for three years for my German Shepherd Dog and they are awesome. My dog has had many issues involving test after test, many drugs, surgery, xrays, ultra sounds etc etc. Healthy Paws has been there through it all. Very helpful and kind on the phone and ready to answer any question I have. Easy to submit claims online and receive direct deposits to my bank account for reimbursement. I highly recommend Healthy Paws Insurance. An awesome, caring company.
5

out of 5

POSTED: | BY: Ryan

No hassle reimbursement

I have had a few issues with my Great Dane, the biggest one was him having a blockage which resulted in hospitalization. Each time I have ever submitted a bill for reimbursement, HealthyPaws without any push back quickly sent me my checks. Not used to this kind of service from insurance companies.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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