Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,232

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Patti

Excellent Insurance

Our dogs have been insured via HealthyPaws pet insurance for over 5 years. If you do your research, you will find this company writes their policies with very comprehensive coverage. They make filing claims easy and painless as well as paying those claims covered in a very timely manner. They have a claims payment option for direct deposit into your bank account and have recently improved that service even though it was very efficient before the improvement. They also have an auto pay option for premium payment which we take full advantage of to eliminate any potential late payment problems. All in all, a great company to work with and we feel very safe having our two dogs covered by such a strong company.
5

out of 5

POSTED: | BY: Malin

The best insurance experience of my life!!

I have never had a more pleasant experience with insurance company in the whole life, I will give healthy paws 100 ...Going through cancer without one dog and having them on her side helping us financially so we never had to make a decision between our dog and money, I would recommend them to any person that asked me about pet insurance so thank you thank you thank you 🙏🏻 🙏🏻
5

out of 5

POSTED: | BY: Michele

Fantastic Pet Insurance Company

I was referred to Healthy Paws by someone I trusted when it came to the health and welfare of my dog Jack. And I have recommended Healthy Paws to every pet parent. I’m a dog trainer and have a dog rescue and one of the topics I cover with them is securing health insurance for their beloved pets. Healthy Paws makes it so simple to send in your claims and the turnaround for reimbursement is amazing. Highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Monika

Wonderful

Our 10 year old Corgi came down with pneumonia and wound up in the specialty care center in an oxygen cage on Christmas Eve was was there until New Years day. As you can imagine it was Very, Very expensive. I don't know what we would have done without her insurance. They did pay 90% of her bill and on top of that the claims process is simple. The vet submitted the bill, I had a response the next day and received the payment within 1 week. I don't think it could have been any more efficient than that. Our little dog is recovering and I am grateful that we had insurance to help cover the cost
5

out of 5

POSTED: | BY: Jane

Compassionate Insurance

I have been with healthy paws for several years now. I’ve had good experiences with customer service and filing a claim is easy due to the mobile app. You just take a picture of the bill with your phone and you’re good to go! However, what most impressed me was the customer service. My dog Emma had to have two breast tumors removed, and I received a follow up email on how she was doing. Luckily she is doing fine and the tumors were benign. You don’t see that very often with any insurances nowadays. Their genuine concern is what got me to write this review. I always recommend having pet insurance in general. I highly recommend Healthy Paws. When you don’t need to use your insurance, it’s a blessing. However, when you do, it sure alleviates the stress of having to pay for a large lump sum, alongside the worries you already have about the well-being of your beloved pet.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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