Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Teresa Shrowder

Thank you Healthy Paws for your quick claim service

Our Henry is recovering nicely, His doctor says he will make a full recovery and be able to run again. Healthy Paws Pet Insurance made that possible. I didn’t have to make a decision based on money, but rather one based on long-term quality of life. This is his second TPLO and they have paid in excess of $8,000. I hope I never have to use his insurance again. He does too! Sincerely, Teresa Shrowder
5

out of 5

POSTED: | BY: Joyce

Quick and courteous claim resolution

Our Henry is recovering nicely. His doctor says he will make a full recovery and be able to run again. Healthy Paws Pet Insurance made that possible. I didn’t have to make a decision based on money, but rather one based on long-term quality of life. This is his second TPLO and they have paid in excess of $8,000 in claims. I hope I never have to use his insurance again. He does too! His claim was resolved before he gets his stitches out.
5

out of 5

POSTED: | BY: Rachel

After awful experiences with three other companies, I thought pet insurance was just a scam. Healthy Paws changed my mind!

I have had awful experiences with three other pet insurance companies and had almost given up on the entire industry; but when we adopted my pup two years ago, I decided to give Healthy Paws a try. Two years later, Wally started limping, and now three months later, he's had major knee surgery followed by eight weeks of twice weekly hydrotherapy. I submitted the receipts expecting to get the run around. Instead...two weeks later a check showed up in my mailbox! Healthy Paws' easy process and expedience made a stressful experience so much easier, and cheaper too.
1

out of 5

POSTED: | BY: Heather

Terrible at communication and processing claims.

They misrepresent that they process claims in 10 days. It has been over a month and my claim just got processed (denied) because of insufficient medical records. My vet assured me that his entire file was delivered so it seems like a scam denial. I will try literally anyone else at this point.
5

out of 5

POSTED: | BY: Marius Karrer

The one and only!

Once more, Healthy Paws Pet Insurance has lived up to its promise of being efficient and taking care of claims in a very timely manner. Not to mention concerned and understanding. For a second time (and hopefully last!) my boy dog, Bogie swallowed an item that got firmly logged in his stomach. 2nd expensive surgery in 2 years had to be performed!!! Healthy Paws was again with us all the way with their support and making my life easier and worry free. Claim was taken care of right away and Bogie is back to his old mischievous ways (only this time he has to wear a muzzle on our walks! If you are looking for a 100% trustworthy pet insurance that is at your side whenever needed, Healthy Paws is the one and only choice in my book!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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