Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Elizabeth

Awesome coverage and customer service

Healthy Paws Pet Insurance has been fantastic for our 1.5 year old Newf that just had ACL/TPLO surgery. Their customer service support is great and the turn around time for reimbursement is extremely fast! I would recommend this pet insurance company to anyone with a furry friend!
5

out of 5

POSTED: | BY: Valerie

Can't believe I waited so long to get pet insurance!

I've had pets all my life, but recently seems my most recent pets have had numerous medical emergencies. My previous dog had the most.....from hypoglycemia, to ligament tears, vomiting of blood, etc. I didn't have insurance for her and paid dearly for that....to the tune of over $10,000. When we got our new dog, we decided to get coverage for both the dog and cat. My cat recently had a urinary obstruction...we got him to the emergency vet in time for them to determine what his problem was, preventing damage to his bladder/kidneys. He had surgery to remove bladder stones and spent 3 days at the emergency clinic. I forwarded my claim to Healthy Paws and within 2 weeks received the checks covering 80% of the over $4,000 vet bill. I am so relieved and reassured that there will be help for us in times of need. Truly happy with the outcome for our cat and our finances. Customer service has been great and even contacted us to find out how the cat was doing. Highly recommended.
5

out of 5

POSTED: | BY: Kelley Dobelstein

So VERY grateful for Healthy Paws

We own a Pug, and he is our everything. I am so grateful we obtained pet insurance when he was young, and I am so grateful we decided on Healthy Paws (after extensive research and comparisons). I quite literally do not know where we would be without the support of Healthy Paws. Our Pug has been a little more high maintenance than most dogs :). Healthy Paws has always taken care of us. They respond quickly. They issue payments quickly. They even check in with me via email asking about how our Pug is doing. I never miss an opportunity to tell people to use Healthy Paws!
5

out of 5

POSTED: | BY: Dawn Bugay

Importance of pet insurance

During a time of stress when my dog was diagnosed with IBD and colon cancer, I was relieved he was covered by healthy paws. His bill so far is over 10,000 dollars. I will never have an pet without Healthy Paws insurance.
5

out of 5

POSTED: | BY: Jill

Healthy Paws Pet Insurance has your back

When my pup had emergency surgery to remove a large seed from his intestine, all we wanted to do was focus on helping him feel better. The last thing you want to do is deal with filing claims and worrying how much it's all going to cost. All I did was upload pictures of the vet bills onto my Healthy Paws app and within a week or two, I was reimbursed, no questions asked. Healthy Paws acts as the perfect middle man between you and your vet. I find their policy to be very clear cut on what qualifies for coverage and the explanation of benefits you receive is pretty straightforward. Not only did they take care of a big chunk of the bill, they also had someone from customer care reach out to me a few weeks later to check up on how Gambit was doing. A small gesture like that makes a big difference, it feels like a friend just checking in. Thanks Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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