Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
Not only did my healthy paws completely save my butt with their coverage of my dogs emergency biopsy, they emailed me afterwards asking how my dog was recovering:) can’t recommend more
5
out of 5
POSTED:
| BY: Bev
Thanks for keeping us from those impossibly harsh decisions.
Dear HP Leslie,
Finn's symptoms have abated after two weeks on a special diet and all of the crazy, expensive medical treatment. We were really worried that we might lose him.
I can't sufficiently express how grateful we are to the Healthy Paws staff and policy provisions. The attention to communication was exemplary, and the kind tone of the messages was really appreciated. We have received all the prompt reimbursement checks and want you to know how impressed we were with how fair the reimbursement seemed.
We are telling all our friends and dog park aquaintences about Healthy Paws dog insurance. We were so relieved and grateful that we chose to do business with your company!
Sincerely,
Beverly Lofton
Sent from AT&T Yahoo Mail on Android
5
out of 5
POSTED:
| BY: Fabiana
If only human insurance worked as well
I feel compelled to write reviews only when experiences exceed my expectations so much that I feel I need to let the world know and get it off my chest. I have had Healthy Paws for 6 years now, and I have also had, unfortunately, the most “eventful” dog they probably insure. From tendonitis, to hip dysplasia, to severe osteoarthritis, aural hematomas on both ears (a year apart), gastrotomy (ate xmas lights), severe allergies, root canals and GOLD CROWNS, broken teeth (she likes to chew rocks when no one is watching), you name it. She has had a wild ride, and Healthy Paws has been the only thing allowing us our next adventure. They process claims impeccably, reimburse within a day or two, and check in on you to see how your pet is doing. Seriously? Can I get a policy too? I would stop paying my insurance before I stop paying my pup’s. It is comforting to know I do not have to choose between giving my dog the best care and paying rent. Will use and recommend FOREVER.
5
out of 5
POSTED:
| BY: Jacintha
Best Decision Ever
We have had Bailey, our mini schnauzer, for 11 years. We got him as a puppy from a reputable breeder. From day one, we knew that we wanted to get pet insurance for Bailey, we viewed this as part of being responsible owners. The first 4 years of his life, Bailey was fine, he was a healthy and active dog. In the summer of 2013, Bailey had his first pancreatitis attack. And that was the beginning of his health issues. A few years ago, he was also diagnosed with Cushing. Between his pancreatitis and cushing, he has to have many vet visits, some ER visits and is on 4 different medications daily to keep him in check. This is where Healthy Paws comes in, we are so grateful that we got pet insurance for Bailey. With Healthy Paws, the claims submission process is so easy and the reimbursement check comes through the mail quickly. As the pet owner, I've always make sure that I submit all supporting docs when filing a claim. Healthy Paws has never let me down, from all of Bailey's vet visits to his daily medications, Healthy Paws allows me to provide Bailey with the best care I can give him. I always recommend Healthy Paws to any pet owners, it is the best decisions we have made!
5
out of 5
POSTED:
| BY: WC
Consistently good service and coverage from Healthy Paws!
We've had Healthy Paws for 2 of our dogs, and will continue to use them! After being referred by a friend who had our golden retriever's sister from another litter, we knew some of the health risks that come with the breed. Sadly, we lost our golden to cancer at the age of 8. While I didn't think I was ready, my wife and I fell in love with our Terrier-mix at a local shelter ~6mo later.
Through the diagnosis and treatment of our golden's cancer, the Healthy Paws team was great! They consistently sent us follow-up 'checking in' emails after each of the diagnosis and treatment claims we filed...personalized notes that really make you know you're working with a team who understands falling in love with your furry family members, and the heartbreak that comes with the diagnosis we received. When we finally had to put our golden to sleep, we got a very thoughtful and personable note from the Healthy Paws team. All the while, they worked directly with our vet to pay for / reimburse us for all the treatments, etc. so we barely saw any paperwork, which would've likely fallen by the wayside given how much we were grieving...!
Our experience with Healthy Paws was so pleasant (despite the circumstances), that we didn't think twice about getting the same coverage for our Terrier-mix! Today, she's 3yrs old and never runs out of energy. We've (thankfully) only had to file claims with the Healthy Paws team once or twice with her. Again, on each count, they reach out to check in on our pup and make sure she's having a smooth recovery! Reimbursement checks have consistently arrived within ~1week of claims being filed. And, again, they've been great about working directly with the vet so we don't have to sort out much for paperwork!
We've had great experience with Healthy Paws, and will continue to rely on them for our pet policies. Where you see negative reviews because someone bought a policy without doing their due diligence: know what you're paying for and how to use it! Any time I've had questions about what may be covered, payment/reimbursement, etc., Healthy Paws is easy to get in touch with, responsive, and very helpful in helping me have complete understanding of our policy.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.