Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Mat Pifer

2 ACL Repair Surgeries in under 12 months....

Our Dog, Merry, tore the ACL in her left leg in May of 2019 while running in our back yard. She shot forward and stopped suddenly, turning around and returning with a pretty bad limp. She ended up getting surgery to repair the torn ACL and she recovered well, with Healthy Paws paying the claim in an impressively short period of time. They were fast and courteous through the entire process. Fast forward to our policy expiration in January of 2020, we expected a huge increase after such a large bill (many thousands of dollars). To our surprise our premiums stayed more or less the same (any increase was negligible). Fast forward once again to Merry's second injury a month or so later where she tore her other ACL (which is apparently common for the second to go shortly after the first) and we had the exact same experience with Healthy Paws. I would highly recommend them to all of my friends and family.
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5

out of 5

POSTED: | BY: Mat

2 ACL Surgeries in under 12 months...

Our Dog, Merry, tore the ACL in her left leg in May of 2019 while running in our back yard. She shot forward and stopped suddenly, turning around and returning with a pretty bad limp. She ended up getting surgery to repair the torn ACL and she recovered well, with Healthy Paws paying the claim in an impressively short period of time. They were fast and courteous through the entire process. Fast forward to our policy expiration in January of 2020, we expected a huge increase after such a large bill (many thousands of dollars). To our surprise our premiums stayed more or less the same (any increase was negligible). Fast forward once again to Merry's second injury a month or so later where she tore her other ACL (which is apparently common for the second to go shortly after the first) and we had the exact same experience with Healthy Paws. I would highly recommend them to all of my friends and family.
5

out of 5

POSTED: | BY: Karen

Fantastic, timely service

We have 4 rescue pets & have 3 different insurance carriers. Healthy Paws is the best, they have wonderful timely service. You do not have to wait an extended am out of time for your claims to be resolved. The communication is fantastic & the website is easy to navigate.
5

out of 5

POSTED: | BY: Nancy

Healthy Paws is The BEST!

Healthy Paws is the best pet insurance I've ever had! Easy to file a claim and very speedy in reimbursement! I recently had a bill over 7000.00 for an emergency surgery for my Boxer & was reimbursed 4 days after submitting my claim. straight into my bank account! We have 90% coverage, thank goodness!! LOVE Healthy Paws Insurance!
5

out of 5

POSTED: | BY: Derek

Awesome company

Very easy to file claims...turnaround usually 2 to 3 days for reimbursement directly into your account...customer service is very personal and friendly...emails to see how my Frenchie was doing after his surgery
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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