Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Diana Murphy

If you are considering pet insurance go to Healthy Paws

Healthy Paws was a life saver for us! Our dog got very ill and need exploratory surgery for a blockage. The surgery and aftercare were very expensive and would have been tough to cover financially. We were able to get our dog the help she needed because of Healthy Paws. Submitting our claims was so easy and reimbursement was without hassle. I recommend Healthy Paws to anyone looking for pet insurance.
1

out of 5

POSTED: | BY: REBECCA BARSHINGER

Biggest scam on the planet

The lowest score you can give is a 1 but this mess of a scam organization deserves a zero or less. I cannot get anyone to talk to me and the one person who did could not answer my questions and was like pulling teeth to get me transferred to the "specialists" they kept referring to. Come to find out I have been shoveling money every month for insurance that covers nothing. Basically they found a reason not to pay for anything my pet needed and claimed breathing difficulty as a pre existing condition. This after being told during enrollment that if my dog did need surgery it would be covered. Absolutely horrible. Do not make the same mistake I did give this company a single dime.
1

out of 5

POSTED: | BY: Paige

FRAUD

I tried filing a claim beginning of August and we sent documentation over 6 times both myself and the vet office and they closed our case to “no documentation”
5

out of 5

POSTED: | BY: Kayla

Do it all from your phone! Simple

Healthy Paws was very straightforward and very easy to use. My only complaint is that some of the automated messages were confusing (ie. it asked for my dog’s vet records multiple times) and that they wouldn’t cover injury-related fees because our vet wrote them as “exam” - even though I called to clarify what this was with Healthy Paws.
5

out of 5

POSTED: | BY: Liz Clark

Fast and Friendly

Great experiences with Healthy Paws, I recommend it to all my pet owning friends!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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