Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Matt Woodard

Prompt and efficient customer service

Have 2 Golden Retrievers insured with Healthy Paws for more than 5 years. Theirs premium are quite a bit less than other companies we have researched. Multiple claims have been handled promptly and mostly without question. Claims process is very convenient and easy. Direct deposit of payments helps speed up the process. Recently one of our dogs required major orthopedic surgery. Over $11,000 and Healthy Paws was there for us. That kind of peace of mind is why we have pet insurance.
5

out of 5

POSTED: | BY: Phyllis Ritchie

The BEST!

Healthy Paws is SO HELPFUL! When our dog was sick no hesitation from them. Then when she came home they wrote to ask how she was!!! Wouldn’t get any other insurance!!!!
5

out of 5

POSTED: | BY: Renee Schlosser

I am so glad I invested in Healthy Paws Pet Insurance when my Tessa digested a foreign object!

My two year old boxer Tessa became ill with vomiting and loss of appetite (when Tessa refuses to eat something is VERY wrong!) I started with an appointment with her veterinarian and they began a SERIES of x -rays and IV hydration. On a Saturday her vet recommended if she vomited over the weekend she would need to go to Blue Pearl Animal Hospital (a local emergency room and specialty clinic open 24/7.) Sure enough Sunday morning she did vomit and she was in intense pain. We drove to Blue Pearl and she was admitted to doggy ICU for 36 hrs with more x rays, ultra sounds, IV hydration and pain management. She finally passed the squeaker from a toy she had ingested. During the whole process while I was worried for her health, I was not worried about paying for her care. I told all the vets that Tessa had health insurance and I wanted everything done. I felt some relief not having to worry about costs. One vet tech said to me that having pet insurance made his job easier. The process of submitting the claim was easy and Healthy Paws communicated with me via email during the entire process. I was reimbursed the full coverage of Tessa's policy in less than 30 days of submitting the claim. Healthy Paws also sent follow up emails to check on her health. I am very pleased and thankful for Healthy Paws!
5

out of 5

POSTED: | BY: Lisa Lee

Excellent pet insurance - look no further

With a French Bulldog, there are many health issues to deal with. Healthy Paws has been a godsend as each new issue has cropped up - allergies, back problems, and now unfortunately... cancer. The claim processing is painless and they've always reimbursed per their policy. We highly recommend Healthy Paws to all our friends.
5

out of 5

POSTED: | BY: Mark Prince

Not your average insurer

I’ve had two major incidents now with my dogs. My French Bulldog had a soft palette restriction last year and now my English Bulldog has just had major surgery (TPLO) on both rear legs. Both of these conditions and resulting treatment would likely not have been paid by many insurers as they are known breed related issues, but Healthy Paws covered everything without question. Almost $10,000 in 12 months. My dogs are my life and I’m so thankful having Healthy Paws there to care for them as much as I do. I recommend Healthy Paws to every dog owner, especially if you have a breed that is prone to specific medical issues. They even email you, just to ask how the recovery is going.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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