Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: DENISE

No hassle claim reimbursement

I have had Healthy Paws Pet Insurance for over 10 years and have been very satisfied with speed in which my claims are processed. Submitting a claim only takes a minute and I submit it online. After two knee surgeries, it has more that paid for itself and it is a comfort to know that I won't have to make a decision in treating my dogs based on cost.
5

out of 5

POSTED: | BY: AMV

Great service

Great service, quick reimbursement of claims. Very happy with Healthy Paws. Highly recommend.
5

out of 5

POSTED: | BY: Annette

Satisfied

Great service for unexpected vet bills. Efficient processing of claims and payments. We would recommend Healthy Paws to anyone.
5

out of 5

POSTED: | BY: Andrea

Prompt processing and no surprises

Healthy Paws has promptly processed 3 claims for our dog over the eight years of our policy. They've done a great job and I highly commend them for your pet insurance.
5

out of 5

POSTED: | BY: Laurie

Peace of mind during an emergency

Healthy Paws provided excellent coverage and customer service during a recent emergency with my dog. I had the peace of mind knowing my expenses would be reimbursed exactly as stated in my policy. I was able to approve fairly expensive but vitally necessary tests and treatment. I provided Healthy Paws the invoices and medical records and my reimbursement was direct deposited into my checking account within the week. They even followed up to check on my dog’s progress which has been remarkable.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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