Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Dorothy

Healthy Paws has made it possible for me to keep my kitty alive for 10 years!

I adopted my cat, Enzo, from a shelter in 2009. He is a big, friendly, adventurous tuxedo who loves to be around people, dogs, cats and even the occasional rabbit. Until 2013, he ate a diet of regular dry and wet food and was living the good life. In 2013 he developed bladder problems. He needed 2 emergency surgeries to clear out magnesium crystals from his bladder and to enlarge the opening for urine to flow. The cost of the surgeries, coming within weeks of each other, was much more than I was able to pay. If I didn't have Healthy Paws insurance, my only option was euthanasia. I called Healthy Paws and was assured that his surgeries and drugs were covered, and I received an insurance payment covering 90% of the total cost of the surgeries, aftercare and medications in time to pay the bill. Since 2013, Enzo has had a few more bladder issues, and, thankfully, all of his vet visits and medications have been covered. I recommend Healthy Paws to everyone I know who has pets. The reps are all animal lovers, they understand the stress you feel when your companion is ill, and they work hard to get your claims processed as quickly as possible. The monthly premium is affordable and the website makes it quick and easy to file a claim. It's a great company.
5

out of 5

POSTED: | BY: Susan Dodig

BEST experience ever!!!!

I cannot thank Healthy Paws Ins. enough. The ease in which the claim was made, reviewed, and reimbursed was wonderful and helpful during a stressful time. Thank you, thank you, thank you!!!😊
5

out of 5

POSTED: | BY: Peter Shrosbree

Complete, no nonsense, comprehensive and courteous coverage

My cat was listless and clearly unwell, so we took him to our vet, who could not find anything wrong with him. Over the next few days he got worse. At 1 am one morning he was having difficulty breathing so we took him to the emergency vet. He had developed pyothorax (pus within the chest cavity compressing his lungs), and without treatment would probably have died that night. After treatment and a week in hospital, he made a full recovery. The treatment resulted in a simply enormous bill which Healthy Paws paid promptly and without any difficulty. This is precisely how I hoped this insurance would work, and they exceeded my expectations by providing the correct service promptly and without discussion. I am extremely grateful to Healthy Paws for their service and they have earned a loyal customer.
5

out of 5

POSTED: | BY: Renata S

THIS IS IT!

Seek no further. Healthy Paws cares, simplifies the reimbursement process, and communicates so well! We have two doggies -- one has had health issues in the last couple of years. Healthy Paws was there for us without any of the nightmares we often hear about in terms of insurance. On the contrary, they were respectful, caring, and accommodating. The two serious surgeries our dog went through were made a little bit easier by not having to worry about money on top of the health of our boy. Luckily, he is much better now! Thank you Healthy Paws! We recommend your wonderful services to all dog and animal lovers!!!
5

out of 5

POSTED: | BY: Julie

Excellent

Outstanding service. Easy filing. Covers medications. Very friendly.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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