Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Michelle Craig

Highly recommend Healthy Paws!

Our yellow lab, Sully, recently had expensive tests to determine that he has a heart murmur and Dilated Cardiomyopathy. This may be an ongoing issue that we'll have to follow up on and test on a regular basis. We're so glad we have Healthy Paws by our side, as they covered every dollar that they agreed on when we signed up for coverage, and we received our reimbursement in an extremely timely manner. They then followed up by email to check on how Sully is feeling. We HIGHLY recommend Healthy Paws! :)
5

out of 5

POSTED: | BY: Brandon

Making tough decisions easy!

Bought healthy paws insurance when my dog was about 6 years old and healthy. Fast forward 2 years, she has a torn ligament in her leg and requires shockwave therapy, a brace, laser therapy, etc... a total "package" of $2500. this was my first claim with healthy paws and I was a bit nervous about them finding some loophole. Next thing I know, I get a variety of checks (and still coming in!) totaling 80% of the total out of pocket costs of her treatments. Could not be happier!
5

out of 5

POSTED: | BY: Stephen Blaine

Amazing assistance

Although they have never met my dog they are clearly interested in his well being and care. Healthy Paws has been helpful and professional and has always had a fast response time. The ease of filing a claim is superb allowing me to spend my concern and time on my dog rather that getting a claim paid or covered.
5

out of 5

POSTED: | BY: Reecca Boldt

I am so grateful that I will not be having to worry about Jackson's dilated cardiac myopathy (never on grain-free diet)

HealthyPaws has continuously been checking up on Jackson's health. They expressed concern because of his heart disease. Jackson went to the University of Florida Veterinary Hospital after his primary veterinarian diagnosed him with a heart murmur. HealthyPaws never questioned anything. They sent me a reimbursement check quickly. The money of course is being sent to the Univ. of Fl. for his 3 month checkup. Jackson had numerous medical testing done. The only thing that was not reimbursed was his initial office visit and his diet. Even Dr. Rosen's ordered supplements were covered. HealthyPaws has been great.
5

out of 5

POSTED: | BY: Nathalia Anaya

Great company

After 10 years with another pet insurance company I decided to change because the premiums had ballooned to over $100 a month. The company was great but I felt that the premiums were just to high. After a little research I decided to go with Healthy Paws because of the reviews. Shortly after switching my dog became extremely sick and required 2 back to back surgeries and endless trips to the vet. I was regretting switching insurance because I was afraid that some of the claims (5 total) would be denied. Well I was extremely happy at the service and amount I received back. I would definitely recommend this company to anyone looking for pet insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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