Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: carrie

Dealing with Pneumonia

We were visiting family in Colorado over Christmas. Our little dog developed a cough. We took her to a vet and she was given antibiotics. A few days later her condition worsened and we rushed her back to the vet. They took xrays and treated her for what we would call bronchitis. After consulting the vet we felt she was improving and could come home to Pittsburgh. Once we returned, her cough suddenly changed and took a turn for the worse. I rushed her to the ER facility and they felt she had pneumonia. It was so hard for her to breathe that she was placed in an oxygen tank for several days. When she came home she had to take an antibiotic, steroids and a parasite medicine as they were unable to confirm what caused the inflammation in her lungs I recently submitted four sets of bills from two states to Healthy Paws. They quickly reviewed and reimbursed us per the terms of our policy. Our bills were in excess of six thousand dollars. We had opted for 80 % coverage. We feel very fortunate that we had coverage. If we get another dog we would contact Healthy Paws immediately and purchase 90% coverage as it is worth the peace of mind.
5

out of 5

POSTED: | BY: Roger

Healthy Paws is the best..

Healthy Paws’ been with our Golden since she was 2 years old. They never let us down with fast claim process and affordable pricing based on your needs.
5

out of 5

POSTED: | BY: Brooke Gentry

Healthy Paws is a Life Saver!

Incredibly helpful and great customer service! They were quick to respond to my claim and even followed up to see how my dog was doing after surgery.
5

out of 5

POSTED: | BY: Brooke

Healthy Paws was a Life Saver

Healthy Paws was quick to respond when I submitted a claim, but they also checked on me and my dog after his big surgery. Would definitely recommend their services!
5

out of 5

POSTED: | BY: Tim

Easy Claims and Wonderful Staff

I highly recommend Healthy Paws to all caring pet owners. I recently had to have a procedure performed on my 4 year old pit mix. The claim submission was extremely easy, just had to upload a photo of the invoice via Healthy Paws app. I received the reimbursement within 14 days. The staff is wonderful, they sent an email about 3 weeks after the procedure to check on how Samson was feeling. That was nice to see that they take an interest and care about my pet. Thanks again Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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