Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,232

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ron

Very, Very Pleased

Our Newfie (Noah) was diagnosed with bi-lateral elbow dysplasia at 6 months old. Thank God we had Healthy Paws Pet Insurance! Noah is now 2 y/o and since he was diagnosed, he has had (2) surgeries, several x-rays, (2) CAT Scans, months of medications and physical therapy sessions. Easily, the amount of all these medical bills would have been devastating to us. Fortunately Healthy Paws was there to cover 80% of these costs, which made it realistic to provide Noah the care he needed. Never did Healthy Paws question our claim submissions. They even called several times to check on Noah's process and well being. Thank you Healthy Paws for being there when we needed them! I have recommended Healthy Paws Insurance to many of our family and friends, with a clear conscious they will be as pleased with Healthy Paws as we are.
5

out of 5

POSTED: | BY: Anne

AMAZING

Healthy paws is hands-down amazing. I recommend it to everyone, everywhere. Our dog, Mr. Jones, unfortunately has a lot of medical issues. We couldn’t be happier with the customer service. Submitting claims through the online portal is so very simple. Tracking reimbursement is easy. Direct deposit into our checking account is amazing as well. We highly highly HIGHLY recommend healthy paws.
5

out of 5

POSTED: | BY: Renee

Healthy Paws paid our claim quickly and without any pushback so we could concentrate on our pup and nursing her back to health!

Recently, our Stevie got sick. We thought it was just a little stomach bug and that it would pass. We took her to the vet, got some anti-nausea medicine and brought her home. Unfortunately, it was more than just a stomach bug - Stevie needed surgery. We were so stressed out when we got the news, but we had no choice but to have the surgery done to save her life. Happily, the surgery went well and Stevie is back home and recovering well. And what’s more, we have already been reimbursed for our expenses by Healthy Paws. We received our refund within about a week of submitting our claim. It was a quick, simple process and it made it easy for us to have peace of mind and to focus our energies on Stevie rather than trying to figure out how to pay for her surgery. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Polly

Fantastic Insurance

Healthy Paws has been amazingly responsive and helpful in processing (and reimbursing us for) our dog's medical bills. We could not be happier.
5

out of 5

POSTED: | BY: Patricia

Excellent customer service and good claim processing/payment response.

Riley, our golden retriever, has had more then her share of health challenges and she is only 4 years old. The most recent and serious problem has been cruciate ligament tears in both her back legs. Healthy Paws processed our claim for the first leg in a week. And a $3,500 claim is very hard to afford. Getting the 80% reimbursement before getting the credit card bill was so helpful. We purchased Riley's policy when she was 2 years old. At that time the only issue she had was skin allergies. We knew these claims would not covered because it was clearly a previously existing condition. Everything else has been covered. And the people at Healthy Paws have been so caring. (And even with just the first leg repaired, Riley is like a puppy again. We did not realize how much pain she must have been in.)

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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