Healthy Paws | Pet Insurance Review

Healthy Paws Pet Insurance has been an enormous help with our 1 year old puppy. After having expensive health problems with a previous pet and no insurance, we were determined not to make the same mistake again. Healthy Paws came highly rated at an incredible price. Before we knew it, our puppy had injured her knee and required major surgery. With each vet and hospital visit, we quickly and easily uploaded photos of our receipts to the Healthy Paws app and claims were processed in a week or less each time. Healthy Paws literally saved us thousands of dollars and took an enormous financial strain off our shoulders.

I have had a great experience with Healthy Paws, and I have recommended them to quite a few friends. They are quick to process invoices, and reimbursements happen quickly and as expected. Every vet bill we've received has been processed exactly as I would have expected, with no hidden fees or surprises, and no questions asked. My 3 year old pup has already needed 2 significant types of treatment, first, she was hospitalized for 2 nights when she was sick and became severely dehydrated as a result. Luckily, we only had to pay a fraction of her stay for around the clock monitoring and medications, so it made this scary time way less stressful. More recently, she needed a minor surgery, and we were glad to have Healthy Paws who covered it as expected. While we have been extremely satisfied and will be lifelong customers, I am a little disappointed at how much our rates have gone up over time. We were assured rate increases are not tied to usage or to breed/age, so I was surprised to see more than a $10 a month jump in our monthly fees for this year, which is why I took away a star.

I have had several claims with two of my three dogs that have Healthy Paws pet insurance. My oldest dog, Grayson, had a collapsed lung a couple of years ago and I thought I was going to lose him. I was able to go to the emergency room with him and confidently say yes to all of the tests and x-rays they needed to diagnose him. When I was told that they could save him, but the surgery would cost $4500, I didn't have to make a hard decision because I knew Healthy Paws would cover most of the cost. When it was all said and done, I had spent almost $6500 and was reimbursed for a big chunk of that. I had not even spent that amount of money on premiums for my dogs yet! I love that there is an annual deductible and a no hassle claim process. Grayson is now much older and needs ongoing physical therapy (underwater treadmill, acupuncture, stability exercises) that he gets at a specialty referral hospital. Healthy Paws is covering that as well and now I can help Grayson stay happy and get stronger so that he can live his best life and enjoy his walks again.

I have had several claims with two of my three dogs that have Healthy Paws pet insurance. My oldest dog, Grayson, had a collapsed lung a couple of years ago and I thought I was going to lose him. I was able to go to the emergency room with him and confidently say yes to all of the tests and x-rays they needed to diagnose him. When I was told that they could save him, but the surgery would cost $4500, I didn't have to make a hard decision because I knew Healthy Paws would cover most of the cost. When it was all said and done, I had spent almost $6500 and was reimbursed for a big chunk of that. I had not even spent that amount of money on premiums for my dogs yet! I love that there is an annual deductible and a no hassle claim process. Grayson is now much older and needs ongoing physical therapy (underwater treadmill, acupuncture, stability exercises) that he gets at a specialty referral hospital. Healthy Paws is covering that as well and now I can help Grayson stay happy and get stronger so that he can live his best life and enjoy his walks again.

Healthy Paws has always gone above and beyond to insure our rescue pups, and the amount of coverage for the price is beyond compare! We did our research before choosing an insurance company for our dogs, and Healthy Paws had better coverage for less of a monthly payment, with no limits on maximum dollar amount of coverage per year per dog. For example, one of our dogs had ACL surgery, and Healthy Paws covered 80% of the surgery! Thus, a potentially crippling $4000 + surgery became $1,000 dollars out of pocket for us, which not only made the surgery possible, but allowed us to choose the best surgeon for our furbaby. Also, they checked in on our pup to make sure all was well, and kept in contact with us throughout the whole process. Oh, and did I mention that claim submission is done via phone app, and reimbursement is directly deposited into your account? Who could ask for more? In the world of pet health insurance, Healthy Paws beats the competition by leaps and bounds!