Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Arne Moe

I’m very thankful we have good insurance for our pet.

Healthy paws is not only a great insurance company to deal with they are also great when it comes to paying on a timely bases.
1

out of 5

POSTED: | BY: Carla

Why I Regret Choosing Healthy Paws

The hold times when I call are terrible. I’ve submitted the same paperwork at least 3 times. I receive confirmation emails that they have received the information that is needed. A few days later I get a message that there is missing paperwork.
5

out of 5

POSTED: | BY: William Boag

3 different hospitalizations for my cat's urinary problem - now corrected.

Healthy Paws was very prompt in processing my claims and, once they had received the necessary medical records, they provided me with a clear statement of the coverage for each claim and with the amount to be payed back to me. The checks arrived two days later.
5

out of 5

POSTED: | BY: Sam Russo

Excellence

My experience with Health Paws Pet Insurance has been excellent. My dog has had a serious Urinary Tract issue which required extensive testing and eventual surgery. Filing claims could not have been easier, and they respond quickly, keeping you informed as to where they are in processing your claim. They pay quickly. I highly recommend them.
5

out of 5

POSTED: | BY: Rosemary Pfuhl

Healthy Paws is the absolute best

I have had Healthy Paws Pet Insurance for many years and they have cared for and saved the life of many of my dogs. They are available whenever I have a question and are willing to solve problems should one arise. The last medical emergency I had was with my greyhound, Danny, an ex-racing hound from Ireland. He shattered his leg and not only required emergency surgery but developed a life-threatening bleeding disorder, hyperfibrinolysis, that was a very expensive rehab. Healthy Paws paid all of his claims within days of them being submitted and with a very large bill, I really appreciated that. I have always been able to count on them no matter how small or large the medical problem. Thanks to Veterinary Specialty Hospital, Dr. Ganz and his team and Healthy Paws, Danny is alive and thriving after a nine month ordeal! I wouldn't trust any other company with the medical care of my animals.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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