Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Julie Cuocci

We Love Healthy Paws

We are forever grateful that we have Healthy Paws for our dog. We would do whatever it takes for our sweet boy to be healthy. Healthy Paws gives us a peace of mind that we will be able to afford to do that. Healthy Paws allows you to customize your plan based on how much you want covered and refunded versus how much you want to pay a month. The process to submit a claim is so easy - my vets office was even impressed. A few clicks on the app and you are done! They communicate effectively where they are in the process. Granted, we are all looking at the pet insurance for monetary reasons but Healthy Paws goes a step further and they have called and e-mailed to check on our dog and how he is doing, after we submit a claim for a major event (ear hematoma, knee surgery, etc.). I cannot say enough positive comments about Healthy Paws - you won't regret it!
5

out of 5

POSTED: | BY: Karen Graham

What a Blessing for our Pug!

I bought a Healthy Paws plan when we adopted our pug from the shelter 3 years ago. What a blessing! He's had some eye problems develop and we were able to see a specialist and get him surgery to try to restore some sight. They have covered 90% of his bills - better than my human insurance! The app is great for submitting claims and super easy to navigate. They are very prompt with reimbursements as well. Would highly recommend them to any pet parents. We also purchased a policy for our younger pet too, but he's been very healthy so far.
5

out of 5

POSTED: | BY: Rikki Gross

Healthy Paws is awesome!

I rarely write reviews but Healthy Paws has exceeded my expectations in all regards. It is the the most amazing pet insurance, for that matter, any insurance that I have ever encountered. They are incredibly efficient, responsive, and caring. When was the last time your insurance company emailed to find out how you are feeling? Healthy Paws has reached out to me numerous times to find out how my dog is feeling. Their website is intuitive and easy to use. They follow up on claims very quickly, are very clear as to what they approve, and pay in a very timely manner. While my dog has had her share of medical issues they have not raised my premiums other than minimal increases. I really cannot rave enough about Healthy Paws. Together with my veterinarian, I consider Healthy Paws a partner in my dog’s overall care. Rikki Gross
5

out of 5

POSTED: | BY: Rona Eisen

incredibly easy to submit claims and receive payment

Unfortunately my Ruby had gastroenteritits requiring an emergency room visit and evaluation. I scanned the invoice into the app and received an explanation of payment and the check very quickly
5

out of 5

POSTED: | BY: Robin Lipscomb

Excellent Pet Insurance

Our Weezie eats anything and everything (mulch, sticks, etc.). We try to intercept but we can’t watch her 24/7. She had a small bowel obstruction and had to stay overnight at the vet taking IV fluids to try and flush it out. Fortunately it worked so she didn’t need surgery. Healthy Paws was there for us and we received a check in a timely fashion. They were courteous and caring and even followed up to make sure Weezie was feeling better. We’ll definitely stick with them!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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