Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,013

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Carlo

Best Pet Insurance

I have an English Bulldog and a Great Dane/English Mastiff mix (Daniff). I was reluctant to get insurance on our dogs since it is just one more expense. My wife and I decided to just do it since things can happen. This insurance company is AMAZING!!! They are very friendly when you have to call them. Filing a claim is as easy as it gets. All you have to do is go to the app, take a picture of the receipt and hit submit. They review the claim and direct deposit the funds right into your account (it usually takes just a few days). The company even emails me to see how my dog was doing after his surgery.
5

out of 5

POSTED: | BY: Brooke

They really care about you and your pet!

From the bottom of my heart I love Healthy Paws Pet Insurance! I am in my early 20s and just adopted my first pet on my own so I want to give my cat the best and longest life I can, but I knew if a health issue were to arise I did not have a lot of money to spend. Thank god I chose to get pet insurance because he recently had to have an MRI and numerous other diagnostic tests that would have cost THOUSANDS of dollars. I was so worried that the insurance was not going to cover it because I’ve heard some insurance companies will make any excuse to not pay what they promise. But my experience was not like that at all. I submitted my claims from the app and literally the next morning the reimbursement was approved! They even called me the next day to check up on my cat and I, and sent me an email the following week to once again see how he was doing. You can tell this insurance company really cares about you and your pet. I am so passionate about this company that whenever the topic of pets comes up in a conversation I recommend this insurance because you just never know what might happen to your furry friend. Turns out my cat has an autoimmune disease that will need medication and monitoring for the rest of his life, but I have peace of mind that I will be able to afford his treatments thanks to this insurance.
5

out of 5

POSTED: | BY: Joanne

Best decision!

We researched for a long time before deciding to sign up with Healthy Paws and we couldn’t be happier. Our Bull Terrier needed surgery after swallowing a foreign object (sewing needles !!) and apart from prompt reimbursement they also sent an email checking on how he was doing. Reimbursement is speedy as well. Best decision!!! I highly recommend Healthy Paws
5

out of 5

POSTED: | BY: Miriam

Nice and supportive insurance policy.

It is the best pet insurance! They helped us a lot when our cats were sick.
5

out of 5

POSTED: | BY: Megan

Excellent prompt service

Courage got suddenly ill so was brought to the emergency vet where she was found to have a fever of 103.9. I was able to make choices for her based on quality of care vs just what I could afford without pet insurance. She received the best care while there and was sent home three days later (after her fever broke), back to eating and drinking and purring like her normal self. I cannot thank the veterinary clinic, and Healthy Paws enough for saving my cat's life, again.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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