Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
We've had nothing but positive experiences with Healthy Paws. Our oldest kitty recently had a mass in her abdomen that was pushing all of her organs to one side and making it difficult for her to breathe. We wouldn't have been able to pay for all her treatments and surgery without insurance, so we are very grateful.
Filing a claim and navigating the site is SUPER easy, and the customer service reps are very kind—they even sent me a message to check up on my kitty and see how she was doing. I'm so glad we made the choice to go with Healthy Paws.
1
out of 5
POSTED:
| BY: Carol
Is anybody there?
I am interested in pet ins. Decided on Healthy Paws but had a couple of questions. I have tried and tried to get a human to answer their phone with no results. I have even tried all their extensions, nothing but please hold recordings. I have left my number for call back when prompted and no, nada, return calls. What gives?
Plan for Your Pet's Health--Worth Every Penny; Great Insurance
My 10 year old Beagle, Boomer (and his sister, Daisy) are very special to my family and I, and we learned of Healthy Paws Pet Insurance several years ago after they were already adults, but were fortunate enough to get them on the $200 deductible/90% plan and keep it now. It's turned out to be great use of money as well as ensuring the well-being of Boomer and Daisy. Just like people, dogs have medical issues pop up as they age--and some of them have been very expensive--even thousands of dollars per year. Just in the past year, Boomer has had a major Knee surgury to repair a luxated patellar tendon (almost $3K), and has had several expensive diagnostic tests (over $1500) plus medications (two pills that cost $3 each, daily, $180/month) that he will be on indefinitely. Daisy's had chronic conditions emerge with her age as well, but she too has her conditions and associated medications all covered. Sure, the premiums go up as the pets age (and you get good advance notification, with an option to change covereage options), but not as quickly and as much as I'd expect, and it's still FAR better than having unexpected medical bills and having to pay ALL or them--or make very tough life-and-death decisions based soley on money. And it's great peace of mind knowing most or all of it will be covered--as we've always spent whatever it takes for our dogs as we would ourselves--we not bear to put them down or let them suffer because we couldn't afford it. While we're not (yet) seniors on a fixed retirement income, those who are who want to keep their furry life companions and continue to be able to take care of themselves should defintely have insurance like this. Folks can plan ahead, have premiums automatically deducted, and know there is a safety net for their pets when they and their pets need it. Knowing this kind of insurance is there and having the proof and experience of knowing it works is fantastic. And the castastrophic types of things covered is very impressive. No hassles or haggling either (I was surprised)--the claims are simple and fast. We simply pay the medical bills and get our vet to email the invoices with itemization to us....and then we pass them on to Healthy Paws in a claim (but there are no claim forms, not phone calls). Usually, within a week a direct deposit is headed to our bank account to reimburse us for the covered amount, along with a summary explanaton of benefits showing in detail was paid, what was not covered, and a quick contact to call if we have questions. So while no time is likely too late for insurance, get your pets signed up early as possible to minimize the "pre-existing conditions" clause impacts seen for any insurance policy. While our Boomer is not yet out of the woods on his health, there are no coverage ceilings, so we know we can continue looking into his medical issues and get him the best care possible to keep him as happy and healthy as possible and with us for (hopefully) for many more years. I can't say enough about Healthy Paws. I wish I could use this for my own health insurance!
5
out of 5
POSTED:
| BY: Amy
WOW
Healthy Paws saved me. I adopted a puppy who was very sick and ended up having serious genetic issues that endangered his life. He’s had two major surgeries and so many repeat visits to multiple vets, including holistic care. The cost has been around $20,000 and Healthy Paws has covered almost all of it. I keep thinking to myself if a pet company can be so reputable and organized, then why can’t we figure this out for humans. I almost had guilt they were paying for so much. They always respond with love and care. They check on my fur baby. I’m always reimbursed within 3-4 days. Additionally for some big procedures, they approved payment in advanced. I’m so thankful to them everyday because for the small minimum I pay for my dog I know they’ll never recoup their losses with me and they treat me with such care and respect. Everyone should go with Healthy paws. They cover what most insurers don’t, especially is you have a Frenchie.
5
out of 5
POSTED:
| BY: cristina niculae
Best Pet Insurance
First, I never write reviews..... but I will for this amazing pet insurance company called Healthy Paws :) My cat - Mono - had to unexpectedly undergo emergency abdominal surgery due to blockage in the GI tract about 5 weeks ago. My little man is finally feeling much better after a long, hard and stressful 4 weeks of post surgery recovery time. Having Healthy Paws on my side throughout this process had been amazing. Submitting all my receipts through the phone app and opening the claim could not had bee easier. The process is very convenient and staff are professional. I definitely made the best choice by choosing this pet insurance for both of my babies back in 2015. I will never ever not have pet insurance - without Healthy Paws - I would be in the biggest debt of my existence. To all pet lovers - Have coverage - please take care of your babies :) Unexpected incidents can really happen …..
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.