Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Heidi

Healthy Paws provides friendly service, easy claim submitting with a phone app, and quick claim and payment processing.

I am very pleased with my decision to take out a Pet Policy with Healthy Paws. Their phone app makes submitting claims quick and easy. Claims and claim payments are processed quickly. The few times I called, I was connected with friendly and helpful staff. Following a claim submitted for double elbow dysplasia surgery, Healthy Paws sent an email wishing my pet well. I have nothing but praise for Healthy Paws.
5

out of 5

POSTED: | BY: Nancy

Exceptional Value & Great Service

So far, Healthy Paws has been amazing! Our puppy has had two overnight vet stays since we got her 5 months ago. I signed up for Healthy Paws the day we got her home, and Healthy Paws has quickly and painlessly reimbursed us with easy communication and a super easy app to upload receipts and documents directly from the vet. They even check up on her via email after they've reimbursed me. The kicker is that I picked Healthy Paws as they were the least expensive with the highest reimbursement rate. So, great service & value!
5

out of 5

POSTED: | BY: Jennifer

It was so kind to get a personal email after my dogs surgery asking how he is doing!

It was such a surprise to be contacted after my dogs surgery asking how his recover was coming along. Not only did they address his specific surgery but also our pet by name. I appreciated the time it took and the kindness it shows. I felt like they really cared about my pet and not just gaining another customer.
5

out of 5

POSTED: | BY: mary

Great & quick service

I have been with healthy paws for several years. Submitting claims is super easy. My RizzDee just had major surgery and we were reimbursed for covered expenses within two weeks. Great peace of mind after paying such a large bill for the surgery
5

out of 5

POSTED: | BY: Diana

Healthy Paws is the Best!

I adopted my beloved Poodle Bear when he was 9 years old. I was able to get a plan with Healthy Paws for 70% coverage. Bear is now 14.8 months and I'm so grateful I have Healthy Paws. Bear had 2 surgeries this past month and Healthy Paws covered 70% . It's so nice to not have to worry when I go to the Vet about cost. I can do what's best for my pet with peace of mind. Bear is doing great thanks to Healthy Paws! They also cover his aftercare, accupuncture! Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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