Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,013

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
2

out of 5

POSTED: | BY: Ana

Gone downhill fast

I've been a Healthy Paws customer for years. It used to be great, but the company got brought out by AON earlier this year. STEER CLEAR. Ever since the buyout my calls are getting re-routed to Indian call centers. The representatives on the other end of the line are not authorized to do anything and you waste 30 min on the phone with them trying to explain the situation. RUN, don't walk from this insurer. Sadly it's another typical story of a great business going down the toilet after getting brought out by a mass conglomerate. If you need more evidence look at the recent Glassdoor Reviews for Healthy Paws Pet Insurance. 
5

out of 5

POSTED: | BY: k

We are so thankful for Healthy Paws!

Our sweet dog recently needed a cyst removed. She needed to see a specialist (or two) for tests and diagnosis. After surgery, she is on her way to being healthy again. The claims process was easy through the app, and all three reimbursements came very quickly. Having Healthy Paws let us focus on our dog instead of bills.
5

out of 5

POSTED: | BY: Carol

he best pet insurance company , caring, efficient , jst wonderful

I can't say enough about this fantastic company. There are no claim forms, merely an invoice and diagnosis. Payment is in my mailbox in less than 10 days, no hassles. They care about the animals and check on their progress. They are perfect.
5

out of 5

POSTED: | BY: Holly

The BEST Insurance For Your Pet

My sweet 4.5 year old Labrador Retriever, Roscoe, was diagnosed with osteosarcoma 3 weeks ago. A decision had to be made quickly as to what care we would be able to give him. He is our everything! We are choosing to fight cancer and Healthy Paws has been behind us every step of the way. They have proven to be reliable and compassionate! Submitting claims is as easy as taking a picture of the invoice and uploading to the app. Roscoe is undergoing chemotherapy and had his front leg amputated. Healthy Paws responded quickly and has paid what was promised with every invoice. It’s seamless and I’m beyond grateful that we have it.
5

out of 5

POSTED: | BY: Jeannie

Consistently Great

I have never once had a problem filing claims or getting reimbursed. Five years ago, my cat Bishop had to have a leg amputated, and Healthy Paws covered much of the costs (my policy includes a $500 deductible and 70% coverage). My cat Flannery recently needed a new ureter (which involved a rare surgical procedure), and Healthy Paws promptly reimbursed me for medical costs. I first enrolled in Healthy Paws when my cats were 8 years old. Without pet insurance, there is no way I could have afforded the necessary medical procedures required to keep them alive and healthy. I wish human insurance were this good!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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