Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,232

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Scott

Keep Your Pet Healthy With Healthy Paws Pet Insurance

Are you thinking about purchasing pet insurance? If you are and have started the process of comparing coverages and pet insurance companies, you have undoubtably recognized it is as difficult or even more difficult than choosing health insurance for you and your family. Take it from a customer that has been with Healthy Paws going on 10-amazing years of coverage. A week has never gone by that we are not thankful for the care, understanding, and support we continue to receive from Healthy Paws. Give you and your pet a gift this year that keeps on giving; your pet gets the gift of a lifetime of good health and pet insurance from Healthy Paws, and you receive the peace of mind that your pet will have great medical coverage when he or she needs it the most. Some of the great coverage benefits we have enjoyed for our 10-years of coverage is yearly, not per occurrence deductible amounts, coverage reimbursement levels to 90%, and no annual or lifetime caps on benefits to name a few. The claim process is amazing, you don’t even need a claim form, just send in the Vet’s invoice! Our pet’s claims are processed, paid, and a check received in 5-7 business days! We have had our share of claims over the years from small illnesses to major surgery, and a permanent lifelong illness, and thankfully Healthy Paws has been by our side supporting us all the way. After all, you never know how good your insurance company is until you have a claim! I hope this review and the information I provided help you in making the best-informed decision on pet insurance possible. I did, and my choice of coverage is with Healthy Paws.
5

out of 5

POSTED: | BY: Julie Fox

Protection so you can protect your pets

A couple years ago, I decided to get pet insurance for my year-old kittens. I could find no clear comparison between companies—it was worse than car insurance. I opted to go with Healthy Paws based on a friend’s personal experience. Later that year, one of my girls was diagnosed with renal disease—quite rare in a female year-old cat! She now sees a specialist every few months to monitor progression of her disease, and Healthy Paws has been there every step of the way. I can’t imagine how I would handle these life-long expenses without Healthy Paws. And when—not if—she requires surgical intervention for blocked ureters or a blocked urethra, I know I’ll be able to handle the cost because of Healthy Paws. I recently adopted my former foster kittens, and they each got a free month of insurance with another company. However, this other insurer has yearly and annual caps on payouts. I canceled their coverage and returned to Heathy Paws. It was wise, as one had a major emergency last month and ended up in the pet ER. His visit and follow up care would have exceeded the yearly cap of the other insurance. However, with Healthy Paws, I knew I didn’t have to worry. Should another emergency crop up, he’d still have their protection. This is why I continue to use Healthy Paws. They protect me so I can protect my pets.
5

out of 5

POSTED: | BY: Julie

Caring Company

A couple years ago, I decided to get pet insurance for my year-old kittens. I could find no clear comparison between companies—it was worse than car insurance. I opted to go with Healthy Paws based on a friend’s personal experience. Later that year, one of my girls was diagnosed with renal disease—quite rare in a female year-old cat! She now sees a specialist every few months to monitor progression of her disease, and Healthy Paws has been there every step of the way. I can’t imagine how I would handle these life-long expenses without Healthy Paws. And when—not if—she requires surgical intervention for blocked ureters or a blocked urethra, I know I’ll be able to handle the cost because of Healthy Paws. I recently adopted my former foster kittens, and they each got a free month of insurance with another company. However, this other insurer has yearly and annual caps on payouts. I canceled their coverage and returned to Heathy Paws. It was wise, as one had a major emergency last month and ended up in pet ER. His visit and follow up care would have exceeded the yearly cap of the other insurance. However, with Healthy Paws, I knew I didn’t have to worry. Should another emergency crop up, he’d still have their protection. This is why I continue to use Healthy Paws. They protect me so I can protect my pets.
5

out of 5

POSTED: | BY: Corey

Unbelievable Provider and Service

My 5 year old Beagle Mix was diagnosed with severe cataracts and virtually blind in both eyes. He looked like he would be a white walker dog on Game of Thrones, with his extremely white and cloudy 'Ghost' eyes. The surgery cost came in at almost $6,000. I thank God for Healthy Paws who approved the claim less than 24 hours after being submitted. They have saved me a lot of stress & financial hardship around the Holidays, which I am forever grateful for. I highly recommend this insurance provider to all pet owners because you never know the expenses that could pop-up at any given time. THANK YOU HEALTHY PAWS!!!
5

out of 5

POSTED: | BY: Jenn

Healthy Paws was the best decision we made

We rescued our first dog in September 2019. My friend told me about Healthy Paws and I signed up. The sign up process was easy and the rates are very affordable. Little did I know 3 months later Carl would need surgery. We had many vet and ER visits before the surgery. This was a huge expense we weren’t expecting.The claim and payment process is easy and straight forward. They followed up to see how Carl was doing. I would highly recommend Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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