Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sheena

Great customer service and overall value!

I decided to look into pet health insurance for my dog after a trip to the vet post-snake bite cost me $2,500. I did some shopping around, as there are lots of options out there nowadays. Healthy Paws seemed like a great plan because there weren't as many limitations on coverage. I went with the 80% plan, and boy, am I glad I did. Not but a year later did my dog tear his ACL and needed surgery. It was a no-brainer for me to get him the surgery because I knew Healthy Paws would cover 80% of the $5,000 surgery based on my plan. They were super responsive once I submitted my claim, and the money was deposited into my bank account within one week. Fast forward another year later, my clumsy dog tears his other ACL! So once again, here we were, another no-brainer. Same experience the second go around, and I'm SO grateful to have gone with Healthy Paws the past couple years, where I can put all my energy into rehabbing my doggy and not into claims messes. Thank you, Healthy Paws!!!
5

out of 5

POSTED: | BY: Tina Hodge

Healthy paws rocks!

My dog ended up having to have a tplo surgery. The claims processing was done so quickly I had the money in my account within 3 days. Filing the claim was extremely easy and quick. They made a very stressful time easier. After his surgery, he had some some complications and they process post claims quickly as well.
5

out of 5

POSTED: | BY: Jeffrey Mouk

Unbeatable Claims Service

Our 2 year old Shih-Tzu just had to have major surgery for a bowel obstruction. The claims team reviewed our claim & had it paid in less than two weeks. I have worked in the (people) insurance business for over 40 years so I know a thing or two about settling claims. Their service is fantastic!
5

out of 5

POSTED: | BY: Karen Dymersky

Healthy Paws is AMAZING

I have been with Healthy Paws for years and just love them. I've had nothing but great experiences with them when I needed to treat my dog. They take the worries away and filing a claim quick and easy. Very caring and compassionate. They are the best.
5

out of 5

POSTED: | BY: Aaron Gottlieb

Very Pleased

This is the first time that my wife and I have purchased pet insurance, and thank goodness we chose Healthy Paws. Our dog, Franklin, tore his ACL and meniscus and needed surgery. Throughout the entire process, encompassing all the initial vet visits, x-rays, and blood work, and going all the way through the surgery and after-care, Healthy Paws has been great in their outreach and support, as well as their reimbursements. I would highly recommend it to any pet parents out there.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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