Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,013

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Pamela

I'm glad I made this purchase!!!!

After owning several labs in past years, I was determined to never own another without pet insurance. So when we got Sunny that was one of the first things I did. And I am sooo glad I did! He has been treated for allergies, skin conditions and at 6 1/2 yrs old had TPLO surgery. Healthy Paws has been wonderful. Very dependable and the customer service is the best. They even followed up to check on Sunny' s recovery progress. I am at ease knowing when it comes to his health I can provide him with the best care. Thank you Healthy Paws!!!!!
5

out of 5

POSTED: | BY: ALEXIS

Great Pet Insurance

Your 10 year old Labrador had developed a serious limp as a result of bone growth in his left forearm. Our veterinarian advised that arthroscopic surgery was going to be needed. Although it was a rather complex and expensive surgery, the claim was process by HealthyPaws pet insurance in 2 weeks . We are very pleased with their service.
5

out of 5

POSTED: | BY: Petra

Best decision I made

This is the first insurance I got for my pets and I have to say I am more than glad that I did. I am truly surprised how easy and fast my claims are handled and I also feel they truly care. I had been paying so many vet bill for my other pets before. I wish I would have gotten insurance for them as well.
5

out of 5

POSTED: | BY: David

Painless and effective when I was going through the hardest moments

My kitty and I were surprised by a bad tumor in her small intestine. I took her to the best hospital I could find and they did a great job... for a price. Luckily I insured kitty earlier this year and HealthyPaws reimbursed most of my expenses within the week and without any back and forth. They advertise 2 day reimbursement, but they did let us know before that the process was taking longer than usual so nothing caught me off guard. I definitely recommend HealthyPaws, they were there when kitty and I needed them the most and now my cat and my emergency fund are both as healthy as ever.
5

out of 5

POSTED: | BY: Carol

My Bill was over 10,000 dollars I submitted the bill was approved in 6 days and I got he check within 10 days of him coming home

They were the best I am so glad my co-worker told me about Healthy Paws. My cat was hit by a car his bills were over 10,000 dollars. When he came home I submitted the bills they reviewed and approved within 6 days WOW!!!!!! I received the check within 4 days after it was approved. I recommend healthy paws for a pet parent. Claims were easy to submit and allowed me time to focus on helping my cat on his journey to recovery. The rates are reasonable and in 1 accident towered what I paid in and they covered 80% of his bills, I was amazed and thankful for Healthy Paws. They even followed up asking how he was feeling!!!!!! I love them!!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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