Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,232

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Lisa

Excellent

This is the best pet insurance! Our dog recently had to have laparoscopic surgery to remove a very large vinyl treat bag from his stomach. Healthy Paws processed and reimbursed the very expensive claim within days of receiving it. This is not the first claim we have had to make and they have always been responsive and pay what we are insured for. We have had them for approximately 7 years insuring both our dogs. I strongly recommend them!
5

out of 5

POSTED: | BY: Ali

Can't imagine life without Healthy Paws!

We have had our two cats for almost two years now and are constantly reminded how much we love Healthy Paws. Our oldest cat started having GI issues last year and went through a lot of testing. Thanks to Healthy Paws, we were able to get to the root of the issue and he now has meds and prescription food that work well for him. However, we had our biggest scare a few weeks ago when our youngest cat became sick in the evening and we rushed him to an emergency clinic. We were told he needed emergency surgery and we didn't even think twice about the price, thanks to Healthy Paws. When I got the insurance claim back, I was floored by the ease of the process and comprehensiveness of our plan. We even got a check in email from them to see how he was recovering! Healthy Paws has made being a pet owner so much easier and given us the peace of mind we need. Anytime we leave them with a cat sitter, it is so comforting to be able to let them know we have pet insurance and in case of an emergency, make sure the cats get the care they need -- no matter the price!
5

out of 5

POSTED: | BY: Darlene

Great Customer Service

Recently, we had to bring my Shih Tzu to an Emergency Vet. When I got home from work, he would not walk and just moved his head from side to side. From there, I saw my regular vet the next morning and was then referred to a neurologist. I had each doctor send an insurance claim in to Healthy Paws who immediately processed my claims within days of each visit and expect to receive our reimbursement soon. I had opted for insurance six years ago that has a $500 deductible and 90% reimbursement so the majority of our bill is being covered. It is wonderful to have such a fabulous pet insurance company behind us; sending us notes not to worry about the claims as they will process them and to focus on my dog. We have been able to focus on our pup with no worries whether the claim was being handled or not as we received constant updates on the status. We love Healthy Paws Pet Insurance and will continue to use them as our provider for years to come.
5

out of 5

POSTED: | BY: Darlene

Excellent Customer Service

Recently, we had to bring my Shih Tzu to an Emergency Vet. When I got home from work, he would not walk and just moved his head from side to side. From there, I saw my regular vet the next morning and was then referred to a neurologist. I had each doctor send an insurance claim in to Healthy Paws who immediately processed my claims within days of each visit and expect to receive our reimbursement soon. I had opted for insurance six years ago that has a $500 deductible and 90% reimbursement so the majority of our bill is being covered. It is wonderful to have such a fabulous pet insurance company behind us; sending us notes not to worry about the claims as they will process them and to focus on my dog. We have been able to focus on our pup with no worries whether the claim was being handled or not as we received constant updates on the status. We love Healthy Paws Pet Insurance and will continue to use them as our provider for years to come.
5

out of 5

POSTED: | BY: Sheryl

They are the best!

9 days in hospital, 3 blood transfusions, medication for immune mediated hemolytic anemia. Without treatment she would have passed away in 4-5 days from a blood clot red blood cells were clumping. Was told it would be expensive to treat we were glad we had the choice to say treat her. Claims were easy to do they kept in touch with meds I needed to collect all her medical records someone always got back to me in a timely manner. Rates are good, can choose your deductible and what percentage you want reimbursed. I have been recommending them to family and friends!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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