Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,232

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Bonnie

Healthy Paws has truly help me get the care I need to care for my sweet dog Ruby,

I am so grateful I decided to get Healthy Paws insurance for my dog Ruby. She is only 3 years old and has cancer. Healthy Paws has reimbursed my for her surgery to remove the tumor. The cost of the surgery was $3,886 and Healthy Paws has reimbursed me $3.107. This has made is so much better for me to focus on getting Ruby the care she needs to fight this cancer.
5

out of 5

POSTED: | BY: Toby

Fantastic Service

We decided to insure our new puppy (Harley) with Healthy Paws and we are so glad we did! We had only had him for 2 months and he was taken very ill one morning and could not get into to our normal vets. We had to take him to the emergency vet in Torrance. We discovered he has a serious linear blockage and would need a major operation. Of course very worried we also had not used our insurance before and we were told the estimated costs would be around $6,500! When I spoke to the advisor at HP I expressed my concern that we were not at our normal vets. They then passed me through to a specialist to look at what would be covered. Not only did they provide an amazing service, but they also dealt directly with the medical team, which was a huge help at a time we were crazy worried! Since his operation he has seemed to make a full recovery and the support, kindness and cover we received from the whole Healthy Paws Team was amazing. They have followed up to make sure he is ok and we are so grateful and pleased we chose to use Healthy Paws for our pet insurance. I cannot recommended them highly enough, thank you!
5

out of 5

POSTED: | BY: Elizabeth

Healthy Paws is great

Healthy Paws is wonderful. Truly - I recommend them to EVERYONE with pets. We get reimbursed quickly (we use the direct deposit option), and they also email to check up on our handicapped frenchie whenever he has issues like is in the ER. They obviously really care about animals. I HIGHLY recommend them.
5

out of 5

POSTED: | BY: DALE

TOP NOTCH

Our Cavapoo Puppy some how on a walk around our lake in the neighborhood ingested something that put her in a state of mind that We had to rush her to the emergency pet hospital. This was anxiety at its finest with my wife and I on edge when they had trouble sedating her. We had her in the hospital 2 days with the finest care given and we paid the bill on the third day and with ease sent it in via their easy system to Healthy Paws. All I can say is we just received the check today in a ten day period which was so much appreciated. Healthy Paws allowed my wife and I to concentrate on our Pipers recovery. Thank you!! Healthy Paws is by far the best company to have cover your pet!
5

out of 5

POSTED: | BY: MR

Best thing I got for my cat

When we got our Maine Coone, my husband did not think a pet insurance was necessary. So I went against him and paid for the insurance myself. We got our cat as a kitten and he was healthy. But it only takes one accident to shed so much money on pets. Almost a year passed and my cat got into an accident. He fell from a high shelf and broke his hip. We had to take him to an emergency hospital and he had a surgery to remove part of his hip bone. The whole process cost us $3000. I never had a pet insurance so I was not sure how to file a claim. Healthy Paws Pet Insurance makes it super easy to file a claim. Their app is also easy to use. After about ten business days, I got a direct deposit into my account that covered most of the cost. I could not be happier. And a rep reached out to me afterward to make sure our cat was doing well. I definitely will continue my policy. I recommend Healthy Paws to anyone who is looking for a solid, high quality pet insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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