Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
I'm a year late writing this review, but oh well. Last year, my then-4 yo chihuahua terrier completely tore his ACL and because of his breed and knee structure, the surgery was complicated and costly. My family did not have $5,000+ to pay for the surgery, and the vet doesn't do payment plans. Luckily, Lucas (the dog) had been serviced by Healthy Paws for over a year and we felt comfortable with the claim process. Usually these insurances are reimbursement based, but because it was such a large amount, I talked to a HPPI representative and was able to get them to pay their part up front (90%!) and I ended up paying only $500 for my dog's pre-surgery consult, surgery, and post-surgery check! And, because of their unlimited lifetime claims (unlike other providers) i have no worries that I am going to run out of insurance money as he ages (since he's just a pup). Overall wonderful service.
5
out of 5
POSTED:
| BY: Carol J
Extremely Satisfied with service
When our dog became very ill , Healthy Paws was there to help. It was great having healthy paws to support us in our payments, as the cost would have been over to what we could have afforded . We were able to make the decision that supported our dog in her recovery - thanks to have insurance. Healthy paws not only helped to pay the bills, but also followed up with a personal email to see how our fur baby was recuperating. I could not have done this without the support of insurance.
5
out of 5
POSTED:
| BY: Nicole
Prompt, Friendly, Peace of mind
Reasonably priced and fantastic coverage. Claims are promptly paid and the customer service is friendly and helpful. I highly recommend it.
5
out of 5
POSTED:
| BY: LEANNE BAKER
Healthy Paws is a MUST HAVE for pet owners
I couldn't be happier with HealthyPaws! I have all 3 of my pooches insured through them and they have been by my side through illnesses and ailments big and small including foreign body surgeries, toenail surgeries, knee surgeries, skin conditions, aches/pains, you name it!
Pet issues are stressful enough to deal with, nevermind the financial burden. HP allows you to focus less on the stress of vet bills and more on your pet's diagnosis and recovery.
Submitting claims via the app is a cinch and I can always count on HP to process them quickly and accurately. The direct deposit to your bank account feature is an added bonus.
I recommend Healthy Paws anytime I can. They're a must for any pet owner.
5
out of 5
POSTED:
| BY: Frederick P
Prompt easy service, really helpful when our poor dog was ill.
We weren't sure pet insurance was a good idea, but we went ahead, "just in case". Well, unfortunately our poor Border Collie mix Diggity developed a bad stomach bug, and we thought we were going to lose him! He was in and out of the vet, and the bills . . . well, you know. We didn't have time to worry about the costs, we just wanted our boy healthy. Insurance? Well, we would see. To our delight, Healthy Paws had an easy-to-use web site, the vet knew all about them and said good things. Then, voila, a check appeared, and then another without any fuss! Then, another minor disaster, our doggie needed dental surgery after breaking off a cainine tooth. Another strasopheric bill, another insurance claim. Surly they would push back on such an quick second medical expense. But, again, to our delight, no fuss at all, just another paid claim. Thank you Healthy Paws, and Diggity says thanks too.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
