Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,013

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Stephen

Excellent, caring company

You cannot ask for more caring people at Healthy Paws. They take time to follow up on your pet’s health and then their claims process is simple and very quick. This is how it should be.
5

out of 5

POSTED: | BY: Dale

A wonderful company

I cannot say enough about Healthy Paws. I used to have VPI pet insurance and they were nowhere near as good. I switched to Healthy Paws when VPI denied a claim for giardia treatment claiming they don't "pay for parasites." Even though there is no preventative for giardia. I am so glad I switched ! Healthy Paws is a pleasure to deal with.
5

out of 5

POSTED: | BY: Mike

Healthy Paws is true to there word in that they cover what they say they will cover!

Every time we have had an issue with one of our fur babies that needed costly medical treatment, Healthy Paws has been there to assist with the finances. They also have reached out to check in on our animals before and after claims were settled! I would and do, recommend them to anyone who wants to get insurance for their pets!
5

out of 5

POSTED: | BY: Travis

Worth it

If you get an animal their care is a priority. We all know that veterinary services are not cheap so insuring your pet against anything unexpected is a no brainer. Healthy paws made it easy to file a claim with fast responses. Just make sure you give them all of the pets medical records so they can verify the claim. 100% recommend.
5

out of 5

POSTED: | BY: Lorraine

Dog was injured. Needed major surgery. Healthy Paws was there for us!!!

Our dog Lily is still fairly young, but she injured her back leg and it required major surgery. It was super stressful because, well, she's our baby! Luckily Healthy Paws made it a much better experience then we ever expected. We filed claim, they immediately communicated the additional documents needed. We sent them, and the claim was processed immediately. It was the quickest and most streamline insurance process we've experienced. And they also emailed to check and see how she was recovering! Highly recommend Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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