Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Erin Orozco

If you're thinking of getting pet insurance, DO IT

We are so thankful we had pet insurance, I have been making sure to tell all my friends how helpful it has been to have. My dog tore his ACL and the claim/reimbursement process was painless. I'm so glad I was able to recoup a significant portion of my expenses. And on top of it all, Healthy Pets made sure to check in and make sure my pet was doing OK post-surgery. It doesn't get any better than that! For any pet parents debating whether or not to sign up, please do. It may seem like you'll never need to use it, but you'd be surprised. And you want to feel secure knowing you don't have to worry so much about costs when your furbaby needs help.
5

out of 5

POSTED: | BY: LAURA CASTANIERO

Healthy Paws is AMAZING! I have had two claims with them already and they processed RIGHT AWAY and were sooo helpful and caring!

They are amazing! I have had two claims with them already and they processed RIGHT AWAY and were sooo helpful and caring! My dog has had two surgeries the past year and they have honestly been so great I would not go anywhere else. I also got my reimbursement in the same week that I submitted the claim which I was extremely surprised and impressed with!
5

out of 5

POSTED: | BY: Lisa

Excellent service!

My cat had to have surgery and initially did not do well afterward, necessitating a follow-up visit, which under the present stay-at-home order was especially stressful. Most veterinarian paperwork was done electronically, and I was pleased to see that I could upload the vet statements as PDFs directly to Health Paws. I received my reimbursement in about 24 hours as a direct deposit, which was great peace of mind, especially since I myself had not been well. Even under trying circumstances, Health Paws came through for me and my kitty, and I am very grateful.
5

out of 5

POSTED: | BY: Jon Ruderman

Blown away by how easy Healthy Paws makes the whole process

We got pet insurance for our new dog hoping it would be something we would never need to deal with. We we did have to put our policy to use it could not have been easier to work with Healthy Paws Pet Insurance for submitting claims and getting quick responses and reimbursement. Being able to snap pictures of the vet bills with my phone and upload them directly in their iPhone app was amazing and made me wish my own insurance worked this well. It made the whole process less stressful overall because we were able to get our pup taken care of and feeling better without putting us into financial distress.
5

out of 5

POSTED: | BY: Rachel

Healthy Paws is worth every penny - you will not regret it!

We decided to get pet insurance a few months after adopting our 1-year old chihuahua mix dog when she had a GI issue from eating the wrong food and had to go to the vet emergency room. After that, we knew that if she ever had another accident we would want the financial protection and the peace of mind to make whatever the best decision was for her in the moment. We have now had insurance with Healthy Paws for two years and I am SO happy we got it. The monthly payments are affordable and the coverage is prompt and very easy to understand. Who knows if our dog is more accident prone than most, but we have absolutely saved money overall after filing claims when she sliced her paw open from a piece of glass last year and then accidentally fractured two teeth this year. For each claim, we just submit a screenshot of our vet's receipt on the app and hear back about reimbursement within a week. When we have had questions or requested to adjust the claim they have been so responsive. We are definitely with Healthy Paws for life!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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