Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Susan

Fast and Not Exclusionary

Every time my almost-8-year-old very active boxer has needed Healthy Paws, they've provided wonderful customer service. They pay promptly and don't hesitate to cover what they say they will cover. They've been amazing!
5

out of 5

POSTED: | BY: Susan Sivitz

Prompt and Ethical

Every time my almost-8-year-old very active boxer has needed Healthy Paws, they've provided wonderful customer service. They pay promptly and don't hesitate to cover what they say they will cover. They've been amazing!
5

out of 5

POSTED: | BY: Dan Hirschtick

Prompt and caring service.

Received reimbursement within 10 days after submitting claim. A follow-up email inquiring on her recovery was a nice touch.
5

out of 5

POSTED: | BY: Charles von

A true partner

Insurance is something you sometimes forget about until you need it and recently I really needed it and am ever so glad Healthy Paws was there for me and my boy - Winston. When I was a kid we were forced to put down our family pet because we couldn’t afford the surgery and so swore to myself that would never ever happen to me. I never want to make a decision on the life of my pet/family member due to finances. Healthy Paws was my obvious choice because they didn’t have limitations on the types of cancer or diseases. With the other companies - what good is having insurance if your pup is diagnosed with something that’s not in your covered list? Recently my boy was diagnosed with an MCT - and needed to have surgery to remove it. Thankfully I didn’t need to worry about the costs. Filing a claim was easy - used my cell app, uploaded a few documents and I received my check before my credit card bill was due. In addition Tyson and Wagner from customer service even sent me a note to check in to see how Winston was recovering. If you’re in need of a good policy, Healthy Paws is the best choice.
1

out of 5

POSTED: | BY: M. Jann

Rates went up 25% within first year of having this insurance!!!

What a deceptive company.. When you sign up they say rates will not increase because of claims or age of pet. Well 9 months into the policy my dog got sick and had a few claims, two months later I get an email that my rates are being increase by almost 25%! It's obvious it's because of medical expenses. They say the increase is because of rate increases in the area. What a lie, then why is it my rates went up and two other people I know did not have rate increases(we live in the same area). I'm really disgusted with this insurance and how they increase their rates to whatever they want. They make it so you can't afford insurance, so sad.. when you're trying to do what's best for your pets. If you're going to sign up with Healthy Paws be prepared for significant increases every year!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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