Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ryan Strub

Healthy Paws Insurance

Healthy Paws Insurance - wow! I’ve seen mixed reviews from them on this group but we’ve only ever experienced amazing turn around on claims and have yet to be denied. Oscar has his BOAS 2 weeks ago and Healthy Paws just reached out (after covering the procedure on our insurance 80% per our plan) and wanted updates on how he’s been progressing since! I was taken aback and it reaffirmed our decision to go with them. Just thought I’d share for anyone on the fence about pet insurance.
5

out of 5

POSTED: | BY: Shehnaz

Easiest , fastest claims!

Super easy and fast claims. I have had no issues using them.
5

out of 5

POSTED: | BY: Ann

Best Plan Around

Love Healthy Paws! Always prompt with reimbursement information. Have been using Healthy Paws for 4 years and have been extremely happy with their customer service!
5

out of 5

POSTED: | BY: kathryn

The most expedient and efficacious insurance company I have ever dealt with. And all done with truly caring personnel

Can’t say enough about the company and it’s people
5

out of 5

POSTED: | BY: Thomas

Not my first pet insurance company over the years, but by far, the best!

We have an 11 year old pure bred black lab that i got as a puppy in 2009. At that time, I immediately picked up pet insurance from a different company, but I believe Healthy Paws started back in 2009 as well, though i didn't know about them at the time (unfortunately). I started with Healthy Paws in June of 2017 after cancelling my previous pet insurance due to tripling rates for no apparent reason. Since we started at Healthy Paws late in the game with our fur baby, she fortunately did not have very many health issues, but in 2019 she was diagnosed with both a high grade lymphoma and an anal sac adenocarcinoma. Ultimately, over the last year, we've spent roughly $28,000 on cancer treatments and Healthy Paws was able to cover over $19,000 of that, which is phenominal. We're not rich by any means and have no children, but our labby is our child and had they not helped us with the bills, we would have still payed it. Over the years, customer service has also been great and very responsive. Our rates have been increased once or twice or the life of our policy, but I can't say enough good things about Healthy Paws and would recommend them to my closest friends and family.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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