Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Rosemary Shelton

I very much appreciate how quickly and efficiently my claim was handled

Thank you for being such an easy and efficient company to deal with, I appreciate your wonderful service, I just wish my personal insurance worked as well!
5

out of 5

POSTED: | BY: Rachel

HUGE advocate for pet insurance

My husband and I went back and forth about purchasing pet insurance after getting a golden retriever puppy. After extensive research, we decided to go with Healthy Paws and I could not be happier. My golden, Easton (@easton_the_golden), recently had abdominal obstruction surgery followed by pneumonia and spent three days at the emergency vet hospital. It is scary enough to go through this with your pet, let alone having to worry about being able to cover the cost. Healthy Pet made this process as painless as possible for us. Within 24 hours, someone at Healthy Pet contacted us to see how Easton was feeling and in 3 days of submitting our claim, we had a check in the mail to cover the costs. Thank you Healthy Pet, you have a customer for life!
5

out of 5

POSTED: | BY: Shelley

Thank you Healthy Paws!

Healthy Paws is wonderful! It is very easy to make a claim and the turnaround time is fast! We have had multiple claims and Healthy Paws has been a huge help every time. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Erin Orozco

If you're thinking of getting pet insurance, DO IT

We are so thankful we had pet insurance, I have been making sure to tell all my friends how helpful it has been to have. My dog tore his ACL and the claim/reimbursement process was painless. I'm so glad I was able to recoup a significant portion of my expenses. And on top of it all, Healthy Pets made sure to check in and make sure my pet was doing OK post-surgery. It doesn't get any better than that! For any pet parents debating whether or not to sign up, please do. It may seem like you'll never need to use it, but you'd be surprised. And you want to feel secure knowing you don't have to worry so much about costs when your furbaby needs help.
5

out of 5

POSTED: | BY: LAURA CASTANIERO

Healthy Paws is AMAZING! I have had two claims with them already and they processed RIGHT AWAY and were sooo helpful and caring!

They are amazing! I have had two claims with them already and they processed RIGHT AWAY and were sooo helpful and caring! My dog has had two surgeries the past year and they have honestly been so great I would not go anywhere else. I also got my reimbursement in the same week that I submitted the claim which I was extremely surprised and impressed with!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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