Fetch | Pet Insurance Review


out of 5

Number of reviews 1,668

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.0
  • 1.4
  • 4.9
  • Count
  • 3
  • 48
  • 1,668

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Melissa Goldstein

Been very happy with my coverage from…

Been very happy with my coverage from Fetch. Claims are super-easy to process. Immediate and ongoing communication from the company, and claims paid in a timely manner. 5 stars!

out of 5



I've paying fetch for two years nothing happened until I made a 500 ish small claim then my monthly payment went up immediately. Better part is that they don't even notify me with any email. Which means they will charge you whatever they want. Then I want to cancel got listening their music for at least half hour in the morning working time.

out of 5

POSTED: | BY: Mary Jo Agresta DuPrey

My reimbursements are quick and…

My reimbursements are quick and complete. No hassle. Good coverage. Great deal. Thorough and responsive.

out of 5

POSTED: | BY: Nancy

Insurance claim went smooth and payment…

Insurance claim went smooth and payment was explained clearly.

out of 5

POSTED: | BY: Hailey Belflower

Quick claim turnaround

I had to submit a claim for my puppy who needed X-rays. I got the reimbursement quickly and the communication from support was fast and efficient.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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