Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,771

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,771

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: MZ

Easiest claim submission process

Easiest claim submission process. All claims have been paid or approved accurately. Customer service is helpful when needed - you can actually talk to a person!
5

out of 5

POSTED: | BY: Suzanne Lorio

It’s a gamble!

I realize insurance is a gamble. Recently, I was able to get refunds when unforeseen incidents occurred with my dogs. I think if the insurance would include some routine refunds, consumers would be inclined to buy it. Offering well benefits on top of unforeseen puts the cost way out of reach for many people. Incorporate routine into unforeseen to reach more consumers.
4

out of 5

POSTED: | BY: Adam Ellis

So far so good

So far so good. It is very easy to select the coverage you want. Time will tell about customer service.
5

out of 5

POSTED: | BY: Reilly-Brickett Karen

Less stress about Vet costs = more quality time with my pup.

I have had Pet Plan/Fetch pet insurance for my dogs for the last 15 years and have never been disappointed. The process to make a claim and get reimbursed has always been effortless and quick, and I'm referring to illnesses and surgeries in the thousands. Most recently was a dental surgery and cleaning for my youngest pup, who is now 6 yrs old, and needed a few teeth removed due to a jaw bone issue. The Vet's office emailed me the invoice and all the paperwork/Dr's notes for the procedure, which I just forwarded to my Fetch account and submitted. I received the payment directly to my bank account within 2 weeks! Fetch has made paying Vet bills a lot less harrowing, it's actually a breeze.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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