Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,526

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Christine

I am happy that Fetch updates me with…

I am happy that Fetch updates me with both emails and texts when I file my claims. I almost missed something recently, and the email was very detailed in the headline that I had documents that hadn't loaded properly, and if I hadn't seen that email, I might have missed my window for a claim.
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5

out of 5

POSTED: | BY: Barbara

Fast and easy reimbursement

My 10 year old Rough Collie has had Fetch/PetPlan for many years. I use the App for my claims. My Vet emailed me the needed information and it was easy to upload the forms in the App. She was treated by the Vet on 12/2/25. It took me a day or so to start the claim. On 12/10/25 reimbursement was direct deposited into my account. I would recommend that before you need to submit a claim you have all your information in the App. All I had to do after her appointment was pick the reason for her visit and add the invoice and the Vet’s notes about the purpose of the visit.
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5

out of 5

POSTED: | BY: Karen

The claims process was very easy

The claims process was very easy
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5

out of 5

POSTED: | BY: Andrea

Fast approval and reimbursement

Fast approval and reimbursement
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5

out of 5

POSTED: | BY: Anne

The bill from the Vet was unexpected…

The bill from the Vet was unexpected and being on a fixed income makes it difficult. Fetch Pet processed the bill quickly and I should be getting the check soon.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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