Fetch | Pet Insurance Review


out of 5

Number of reviews 2,372

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,372

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5


When I needed to use my pet insurance

When I needed to use my pet insurance, the process with Fetch Pet Insurance was simple, easy, and straight forward. Throughout the process I received updates. They adhered to their process turnaround. I highly recommend Fetch Pet Insurance for your pet's health needs.

out of 5

POSTED: | BY: Jennifer Ellis

I love Fetch insurance

I love Fetch insurance. I received money back promptly after my vet visit and I have peace of mind knowing if a big health issue should arise, Fetch will be there to help financially!

out of 5

POSTED: | BY: Bill Brewer

What does this company want from me

What does this company want from me? After submitting everything I have to prove that my dog was negative for heart worms, They are still denying my claims. My dog was a rescue and the humane society gave her a clean bill of health, however less than 6 months later she tested positive for heart worms. We were giving her Simparico trio yet she tested positive. Don’t buy into their claims that they are a great company. I will never recommend them to anyone

out of 5

POSTED: | BY: Kasie Fogleman

Great to have them on our side.

It is very comforting to have this insurance when you need it. Now they offer routine care which is a game changer.

out of 5

POSTED: | BY: Janis

My cat had to get a fractured tibia…

My cat had to get a fractured tibia surgery. They processed the claim soon and thankfully covered the majority of the vet bill. Happy to say my cat recovered well and he’s doing great. Customer service answered all my questions and explained how to proceed with the claim. Very happy with the insurance!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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