Fetch | Pet Insurance Review


out of 5

Number of reviews 2,016

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,016

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Renee Rindy

Highly recommended

I have been using Fetch for over 5 years. They have always paid in a timely fashion. I have 4 cats that all have policies. It’s affordable, and you can pick your own plan. I have a 300.00 deductible and then they pay 80 percent. They cover a lot! It’s a huge help when you have 2 cats with bad teeth, one with IBD and one with arthritis, all in the same year. They paid 80 percent for all of their claims. Their customer service is great, they are super friendly. It’s easy to contact them. They notify me when they have sent my reimbursement to my account. I highly recommend them.

out of 5

POSTED: | BY: Shauna Stokes

They are crooks

They are crooks! They will not cover required surgery for my Frenchies (their policy states they cover genetic issues in this breed) They claim it is "pre-existing" even though they were born this way, My vet even wrote them a letter explaining and they still denied my claim. Now I am stuck with over $4000 when I thought 80% would be covered. Cancelling ASAP. Please spread the word. Nobody deserves to be scammed. :(

out of 5


Easy to submit claim

Easy to submit claim. Great communication on claim via text and email. Quick Claims processing. Love that there is a wellness portion now as well.

out of 5

POSTED: | BY: Beth Brinson

I cannot say enough good things about…

I cannot say enough good things about my experience with Tattianna. In helping me with my claim she was kind, caring, knowledgeable and so patient. You are fortunate to have her on your staff. Please thank her for me.

out of 5

VETERINARIAN: Cumberland Animal Clinic

POSTED: | BY: Robert Golden

Worst Pet Insurance Ever

As a dog parent you would expect some sorta reimbursement from an insurance company since that's what they list on there job as an insurance company. All the claims we would submit would get denied for any sort of refund. This is the example of a fraudulent marketing tactic to get 55 dollars a month for absolutely nothing. My wife and I have called because we do exactly what they ask us as far as medical receipts from the visits. I want a refund for the months we paid since we didn't even get any moneys worth from this product. Please dont waist your time nor money with these people.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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