Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,472

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Tricia O'Neal

Filing a claim was simple and easy

Filing a claim was simple and easy. Review took less than a week and I had my reimbursement quickly
5

out of 5

POSTED: | BY: Gabby Frieder

Amanda H was a great help on the phone…

Amanda H was a great help on the phone answering questions pleasantly, professionally and very helpful. I so appreciated the step by step assistance through what I thought would be a daunting process.
5

out of 5

POSTED: | BY: Hector Carpio

Excellent service

My agent Aileen was very helpful and knowledgeable and answered every question I had. When I requested to finish setting up the policy with her she got back to me in a reasonable amount of time.
5

out of 5

POSTED: | BY: Barbara K

Technical issues

There were transmission issues with a group of claims submitted w/r/t my cat Nicholas. Amanda H helped me to resolve these issues in several phone calls on June 27 and July 1, 2025. She was knowledgeable, professional, and truly went above and beyond in getting this resolved. I cannot thank Amanda H enough for the kind and thorough help she provided. She is the best!
5

out of 5

POSTED: | BY: Fran

Quick response

Quick response, quick review of details and quick payment. It doesn't get any better - thank you Fetch!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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