Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,423

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.7
  • 1.5
  • 4.9
  • Count
  • 3
  • 41
  • 2,423

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: RS

Intestinal recuperation

It was easy to submit my claim and I received my refund in a timely manner.
5

out of 5

POSTED: | BY: Mary

Payments made in a timely manner

Payments made in a timely manner. Glad my pet is covered. Not cheap by any means, but thorough
1

out of 5

POSTED: | BY: Joanna Joy Seetoo

Mercenary, Unethical and Deceptive Insurance Company

When this company was PetPlan they were wonderful. I had joined prior to 2012 and when my cat Franklin went into decline PetPlan was supportive and offered the assistance I needed in covering his care and finally his cremation. When we rescued another cat after Franklin passed on in 2015, I immediately enrolled him with PetPlan. I had no idea that when PetPlan changed to Fetch in 2022, they had changed their policies. Jonesy was a very healthy and happy Tuxedo kitty who sadly took a quick decline at the end of July. He had no reason to go to the vet prior "just because." We had adopted him as an adult so he was neutered and had been with a family so had his original shots etc. How utterly shocked and horrified am I now that Fetch has denied ALL CLAIMS over not having superfluous annual visits that were not a part of the original insurance plan. After paying for insurance for 8 YEARS they have no decency in helping out with three invoices. They happily took almost $6,000.00 from me for insurance coverage knowing that I would never be able to receive any reimbursement. I will NEVER recommend this company to ANY PET PARENT.
5

out of 5

POSTED: | BY: Ed G

Diligent communication

Emails and texts show progress of claim. There is a fast turnaround for receiving claim money after it’s reviewed. if there is a delay, it is communicated by email so I know the claim isn’t forgotten about or lost.
5

out of 5

POSTED: | BY: Todd Thompson

Easy to use

You have made the process of reimbursement easy!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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