Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,472

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Diana Poole

I appreciated my sales person

I appreciated my sales person, Josh, who was very polite and professional while explaining Fetch benefits. July 23, 2025 I received my puppy from PuppySpot on July 23. I was dismayed to learn the puppy had a bilateral inguinal hernia that was indicated on the health history from PuppySpot, so they knew they sold a puppy with a birth defect. When I called Fetch Pet Insurance to inform them of this on the day I received her, I asked if this will be considered a pre-existing condition and if it will be covered. I was told, "We can neither confirm or deny if it's pre-existing." I have to submit a claim with the soap notes from the vet, which I have done, and they will make a determination. This usually takes two weeks, so I have to wait until my claim is reviewed to get my question answered.
5

out of 5

POSTED: | BY: Peggy Layman

Having insurance for our Lab

Having insurance for our Lab, Poppy has been a life saver! We love her very much, but she is expensive!
5

out of 5

POSTED: | BY: V M

He was very helpful and knowledgeable

He was very helpful and knowledgeable. He answered all my questions and helped me feel better about making my decision
5

out of 5

POSTED: | BY: Dave West

Quick processing!

It was easy to file the claim, and I was impressed at how quickly it was processed. Messages kept me informed as it was being reviewed.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

Get a quote today

Leave a review