5
out of 5
POSTED: | BY: Chris Gruber
Much better than my previous 2 Pet…
Much better than my previous 2 Pet Insurance.
I would give this AAA+
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,795
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Michelle
Price Hike for 6 yr old Toy Poodle with 1 claim in 2021
The price for my 6 year old toy poodle who has only filed a claim once in 2021 just went from $44 per month to $76 per month and all she said was "The Veterinarian's in your community have increased their rates." I have my two other poodles with Trupanion and there has not been a rate increase. I had to keep my male with Embrace so they cover his knee that was injured in 2021. Now I'm stuck with them. Also, that is with a $1250 deductible. Ridiculous!
5
out of 5
POSTED: | BY: Darlene
Competent Customer Service
The tech was able to anwer my questions and resolve my problem. He was professional, polite, and efficient. I only needed to update my information.
1
out of 5
POSTED: | BY: Buddy G
Still waiting for payment for at least…
Still waiting for payment for at least 4 months,
Want pet history from both my vets in Florida and north.
No communication or contact to me.
Extremely disappointing for a first claim after many years with embrace
1
out of 5
POSTED: | BY: Sheila
I have been waiting since January to…
I have been waiting since January to get reimbursed for my veterinary visit. I paid $116 on my pets visit and I have yet to be reimbursed. I have tried to cancel my pet insurance over and over with no results. Keep getting the run around
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.