Embrace | Pet Insurance Review

4.7

out of 5

Pet Insurance Reviews: 10,231
Trustpilot Reviews: 1,584

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.0
  • 3.4
  • 4.7
  • Count
  • 1
  • 28
  • 10,231
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brian Noell

Very easy to submit a claim

Very easy to submit a claim
5

out of 5

POSTED: | BY: Diana Maberry

She understood my concern and was going…

She understood my concern and was going to follow up with an adjuster.
5

out of 5

POSTED: | BY: Joshua

I love Embrace

I love Embrace! They are quick to review and pay claims. The team is also very attentive and takes questions/concerns seriously. They definitely care about pets and provide excellent coverage.
5

out of 5

POSTED: | BY: Mary Badame

Always a great experience when dealing…

Always a great experience when dealing with embrace!! Fair and balanced. Sometimes they need extra questioning or explanations but as long as it's honest they check with vet and approve. Been with them since 2019 I have 3 dogs on my policy!!! Reasonable prices also
5

out of 5

POSTED: | BY: Ronald Szwec

EASY TO SUBMIT A CLAIM

EASY TO SUBMIT A CLAIM

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll.

New pets over 14 are eligible for accident-only coverage.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.

Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.

Optional wellness and prescription drug plans are available for an additional cost.

Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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