Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,852

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: BE

The customer service was very good

The customer service was very good. When they received the information from the Dr they reviewed and responded within a reasonable time. Thank you
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1

out of 5

POSTED: | BY: User

Be ready to work hard to get them to work

Just joined and already experienced the incompetence. First off, the website is jacked up. If you try to get a user name sent to you or a password reset, the emails all send you back to the sign on screen that doesn’t address the username or password. Upon signing up, they request documents to be sent directly to an automated email. I sent all of my documents over (verified this) and had to follow up to request verification that it was received. The person who responded told me I hadn’t attached documents and requested them again. This is objectively not true. The documents were received and apparently sent to someone else that doesn’t verify anything in regards to my actual coverage and how it starts, They got my money. I’m the fool. I should have gone with another company, but paid for a year, so will report once more after a year to see if anything positive comes of this or if the incompetence proceeds.
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5

out of 5

POSTED: | BY: Jess Garip

Best pet insurance we ever had for our…

Best pet insurance we ever had for our pets, 100% support, excellent customer services. They comply with what is in the contract.i am recommending them 100%
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5

out of 5

POSTED: | BY: customer

First time filing-Outstanding!

We filed our first claim with Embrace for our girls annual wellness exam. Initially there were some technical issues that customer service had to get their IT department to fix. That was accomplished in a short period of time. We filed our claim that same day and were notified within 24 hours the claim was completed and reimbursement would be in our account! I have used 2 other pet insurance companies previously and this is the first time that our claims were completed so quickly. Their customer service and claims departments are outstanding. Only wish we had use this company previously!
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5

out of 5

POSTED: | BY: Bill Land

Support staff very helpful in…

Support staff very helpful in submitting claim forms. They also connect directly to the provider for information. Even though they are an online service they do provide humans for help when needed.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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