5
out of 5
POSTED: | BY: Barry Ortner
Excellent App and Service!
Very easy to use app for filing/tracking claims and very fast response. Thank you!
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Jmore
Stay away from
I had a policy with embrace for two years.
All of my first year claims were denied.
In my second year my dog unfortunately had breast cancer removed, embrace covered $1100.
On the third year renewal after only paying out $1100 in two years, embrace TRIPLED my annual premium.
It was fine and dandy when they were collecting my money without paying claims but then the second they had to cover something they price gauged me.
Cancelled same day.
5
out of 5
POSTED: | BY: G. Venuti
Everything is done very quickly and…
Everything is done very quickly and professionally.
5
out of 5
POSTED: | BY: Elaine O'driscoll
Everyone was so helpful and kind
Everyone was so helpful and kind. They looked into the situation and fixed everything. Thank you
5
out of 5
POSTED: | BY: Robert L
Quick and easy claims experience
Filing a claim was quick and easy and you mailed a payment very promptly. No hassle
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.