5
out of 5
POSTED: | BY: Maricarr Stubbs
Wonderful health insurance for my cat Twinkle
I got wonderful health insurance for my cat Twinkle
4.9
out of 5
Number of reviews 12,391
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Andrew Dolan
An amazing company
The ease of submitting claims and the speed for reimbursement are second to none. I could not be happier with the service and professionalism shown by Embrace's staff.
5
out of 5
POSTED: | BY: Chantel
Easy and fast
Claims are easy to submit, they're processed quickly, and the explanation of reimbursement is clear.
5
out of 5
POSTED: | BY: EMILITA marin
Just the communication
Just the communication. When I had questions about the status of a submitted request they are very responsive. I dont feel like there dont to pay or anything:) It helps knowing that there is always someone on the other end.
5
out of 5
POSTED: | BY: Frani
Fast and easy!
Fast and easy!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illness claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.