Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Christmas Crush

Calling this number definitely doesn't…

Calling this number definitely doesn't work. It takes forever to get an answer. I've had a bad experience.😡😡😡😡
Read more on Trustpilot
1

out of 5

POSTED: | BY: Brenda Siedenburg

Poor Customer Service

So far, I've had this insurance for a month. They sent ME an email asking me to confirm that my dog had no preexisting conditions after they checked with her vet. So I responded to the email and they said I was not allowed to ask this. I purchased this coverage. I set it up. They take their monthly payment out of my checking account. But apparently, only my husband can contact them. Anya T still denied me. Quite misogynistic. Finally they added me to the account, (that I opened), after I told them I was going to cancel the insurance. I still have not received a response to find out if my vet thought that she had any preexisting conditions. She's 13 years old and we are paying $140 per month. She's very healthy and active. After reading the other reviews, I feel that this insurance company that was endorsed by USAA, was a bad choice.
Read more on Trustpilot
2

out of 5

POSTED: | BY: Danette Riddle

the hoops you have to jump through…

the hoops you have to jump through regarding medical records and the lack of communication other than emails saying claims are pending history review are very annoying. I've had 2 other pet insurance companies neither did what embrace is doing to process a claim. I hate changing again at this point but very disappointing customer relations and service.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Michael Watts

We were very happy with the coverage…

We were very happy with the coverage that we received exactly what we were looking for. Wes our agent was very professional and answered every question we could come up with 5 stars to him just dealing with the questions.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review