5
out of 5
POSTED: | BY: Cynthia Hatfield
Best insurance for my pet
Best insurance for my pet
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4.9
out of 5
Number of reviews 14,565
Updated: May 29, 2024
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Robert Silverman
Embrace made an obvious mistake and never read my claim or reviewed the receipts.
I had to resubmit my claim because the original review was in error. This company obviously does not look at the receipts from the vets. If they don't honor their policy and reimburse for things listed on the policy, it is not worth anything. This is the first claim I have made in the entire multi-year period I have had the policy. I believe if they don't honor their policies I am entitle for a full refund of all my premiums, since it is obvious they never provided me with the protection I paid for.
5
out of 5
POSTED: | BY: Nancy Entwistle
The price the process is very quick and…
The process is very quick and this company is very quick for responses and questions and makes being a pet owner that much easier.
5
out of 5
POSTED: | BY: Rebecca Frese
was professional and…
The perdon was professional and knowledgeable as well.
Easy to talk with.
5
out of 5
POSTED: | BY: Cassandra Fowler
Easy and straight forward.
Easy and straight forward.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.