Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,852

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Laurie Varnau

When pets get older

Customer service is great. Great insurance for pets, Until they get older. Been with Embrace for over 15 years and have had older pets with issues and no big price change. Now all of a sudden they want to triple my premiums due to pet being older with some claims. One pet $400 a month
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5

out of 5

POSTED: | BY: Rina Huezo

I’m very satisfied with Embrace pet insurance

I’m very satisfied with Embrace pet insurance. Submitting claims is very easy and the claims are processed within a few days. They’re very good on keeping me informed if more information is needed about a claim. I recommend Embrace pet insurance to my friends and family.
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5

out of 5

POSTED: | BY: Edmund Piccolino

Very prompt

Very prompt, understanding and professional. I trust the company more than any other insurance provider
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5

out of 5

POSTED: | BY: Lifelong learner

Embrace is a reputable company

Embrace is a reputable company. Their customer service representatives are knowledgeable, friendly and thorough. Billing it’s easy. Claims are easy to set up and clear to understand. Communication is timely. And the services they offer are comprehensive.
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5

out of 5

POSTED: | BY: Jeannie Banducci

Roger was so kind and patient with me…

Roger was so kind and patient with me and all my questions. He had all the answers. I feel like they have better pricing than other insurance companies I compared.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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