208,287+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,287 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,287 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,701 reviews

4.9
Healthy Paws

10,964 reviews

4.9
Fetch

5,205 reviews

4.9
Trupanion

58,974 reviews

4.9
Pets Best

14,626 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 04, 2026

The instant payout is so helpful when…

The instant payout is so helpful when the bills are so expensive

Insurer: Trupanion

By: Gabriel Cantero

March 04, 2026

Complete lack of processing

I've had Fetch pet insurance for a few months and I am looking elsewhere. I chatted with an agent who then supposedly submitted a pre-authorization claim on my behalf. I was told it'd be completed in 3 business days. In the span of 2 WEEKS I called and/or messaged an agent 4-5 times because my pre-authorization never went into review. Every time, I was told they will ensure it is completed shortly. Then it was over the 2 week mark and suddenly I am missing documents, when I submitted medical records the same day it was originally submitted. It is ridiculous that this was only supposed to take 3 business days and it has been over 2 weeks and counting- ONE because I was never informed that anything was missing until the 2 week mark when I had to call again. TWO I am waiting another 3 days again. And THREE, turns out the original agent I spoke with didn't even submit the correct type of claim. I've been going in circles with these people and it's been the worst insurance experience I've ever had. DON'T RECOMMEND.

Insurer: Fetch

By: Destiny Khamsouk

Verified March 04, 2026

Difficult to get things covered

They will dig into your pets records and find the most minuscule reasons not to cover something even when the note was beyond the time frame of concern. Only keeping coverage due to my pet already incurring over 10k of vet charges the year prior to coverage.

Insurer: Pumpkin

By: David

Verified March 04, 2026

Easy to use

Easy to use. Most of the options are well described.

Insurer: MetLife

By: David Hass

Verified March 04, 2026

Easy claims procedure

Easy claims procedure. Need to be able to explain better.

Insurer: Fetch

By: Mark

Verified March 04, 2026

I was worried about my cat, but not about paying for his care

My cat recently got sick, vomiting, not eating, etc. I was so worried about him, but I wasn't worried about paying for his care. Even though the bills ran into the thousands, my share was in the hundreds. And it was so easy to submit and invoice, the response was within 24 hours, and so was the payment.

Insurer: Trupanion

By: Beth Robinson

Verified March 04, 2026

Great experience

Great experience filing for and receiving prompt reimbursement for emergency treatment of our sweet Ollie! Easy and fast!

Insurer: Fetch

By: Leesa

March 04, 2026

Thank you, Pets Best!

My boy had a tumor on his spinal cord and was paralyzed. Pets Best covered the radiation and chemo and everything in between. I am forever grateful!

Insurer: Pets Best

Veterinarian: Island Animal Hospital

By: Kathy

Useful
March 04, 2026

My dog got an eye infection and trupanion wouldn't cover the treatment

My dog got an eye infection - but Trupanion wouldn't cover it - because he had the infection once before we started with insurance. Calling it a pre-existing condition - despite him having received treatment and cured the infection. Anyone who has a dog knows that dogs can pick up new infections - they stick their noses in all kinds of things and pick up things from other dogs. health care for pets has gone through the roof as it has become big business - pet insurance is supposed to offer assistance - in exchange for your premium - they shouldn't be making up reasons not to pay for care.

Insurer: Trupanion Canada

By: Max Alexander

Verified March 04, 2026

The customer service was good

The customer service was good, but the medical review and approval is taking long considering no pre-existing conditions.

Insurer: Nationwide

By: customer

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