219,034+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,034 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,034 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,850 reviews

4.9
Healthy Paws

11,167 reviews

4.9
Fetch

5,532 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,972 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 25, 2021

Peace of Mind!

When we adopted Luna 4+ years ago, we were not sure should we take the insurance. Today I will yell from the mountaintops that this was the best decision I ever made! We love our little fur baby so much and having Trupanion coverage is so reassuring and comforting. We have complete peace of mind when making the best health decision for her. Thank you Trupanion for excellent customer service and support. We know we are doing the best for our little Luna!

Insurer: Trupanion

By: Allissa Letts

August 25, 2021

Worst compagny ever

At first, I thought Sonnet Insurance was incredible because of how easy and low the price was. Now, I think this compagny is a scam. They have the worst services ever. Price goes up every year regardless if you use the insurance or not. They cancel subscription without notices and at the same time, impacted your files. You never have calls back from them. I am now with another compagny and thank god because I would not want to be insure by them if anything happened. I prefer to pay a little more but to have a great service and be correctly paid after a problems. Nothing is better than the peace of mind. Also, they do not respect the civil code, we need to take legal proceedings for them to honor their responsabilities. Don't get me wrong, I pay very well my obligations, imagine if I was not. After, two years being insured with them, I am now relieved of them.

Insurer: Sonnet

By: tracy vandenbergh

August 25, 2021

Worthwhile

Very good coverage, and fast. Definitely worth it for a senior pet, before problems arise. But it is expensive, and you can't sign up a pet older than 14.

Insurer: Trupanion

By: Linda Dickson

August 25, 2021

Yes I am giving Healthy Paws a bad…

Yes I am giving Healthy Paws a bad review. Several things: #1 probably my fault, I dropped my dogs to go to Nationwide for the dental. Then I found out that they would not accept one of my 2 dogs due to pancreatitis. So I added them back to Healthy Paws. The rate increased because I was insuring dogs at their current age. They did not honor the fact that they were gone for a matter of days. #2 They neglected to focus on the Vet invoice and just reimbursed for one dog. #3 For the past several years they keep holding me up by asking for vet records, one dog at a time. #4 Every time I submit glucosamine charges, it's always for Jackson. This time they got confused. The claims section states that they are waiting for more documents on Ami. They did not state what they needed. I submitted on 8/3. It's now 8/25 and I finally was able to reach them in their time zone. They stated Ami's name was missing on the Glucosamine receipt. IT IS NOT FOR AMI, JACKSON ONLY, AS ALWAYS. I have had Healthy Paws for 10 years now. They have gone down hill for the past several years. Oh, #5 all of a sudden my rate increased. I called and asked why. They answered that other dogs are using the insurance more. WHAT?? My pancreatitis dog has never used Healthy Paws for pancreatitis. My dogs go for wellness and dental which is not covered. They have used it for holistic and the emergency room for an extreme reaction to flea/tick shots. Pancreatitis dog is a rescue dog. We took her to the ER several times due to her, it looked like to us, freaking out. Healthy Paws gets their $228.10/mo on time through auto pay. I would expect the same on time reimbursement payment, which does not happen anymore.

Insurer: Healthy Paws

By: Nancy Lawhorn

August 25, 2021

Increased Renewal Rates after 1 year

Everything was great with this company until the yearly renewal came through. 1 year old English Bulldog. Just a couple minor claims. We have the best policy spot offered. Also we are retired so these increases are not easy for us. The monthly rate went from $118.78 to a whopping $156.91. I called them and the only thing they offered was to lower my coverages. We had Nationwide with our previous Bulldog, and had very few increases, and none this high. Just be aware that this can, and most likely will happen.

Insurer: Spot

By: Jim McAuliffe

August 25, 2021

Trupanion has been a lifesaver

Trupanion has been a lifesaver. Banjo had an emergency procedure done in the late hours of a Saturday night. The next day, a Sunday, Trupanion had a check in the mail to me covering $1200 of the $1600 bill. If only human health insurance was so good!

Insurer: Trupanion

By: Allen Brown

Verified August 25, 2021

Alice was wonderful

Alice was wonderful, she was very nice and she answered all of my questions in detail. She explained the insurance policy and how everything worked. I would definitely recommend a friend.

Insurer: Prudent Pet

By: Gerrald McMurray

August 25, 2021

Happy that I chose Spoit

We bought Max home when he was 3 months. I did some research on pet insurance and went with SPOT in the same month. Had a good experience with them while shopping and they walked me over the policy and answered all my questions and did not push me at all. He started having allergies within 4 months and we had to take him to vet often for his medications. He also had some GI issues. I have filled all of my claims including prescription food and got good service with SPOT and got reimbursed for their part. I am able to afford and keep Max happy only because SPOT is supportive. Also when I contact their customer service, I get a good response and members are respectful and caring. I am happy that I chose SPOT. The only reason I gave 9 rating instead of 10 is the time for the claims to be processed. They do process within the said time and no delays so far but once we submit the claim, it just says processing and it is a waiting game. I wish we could have some updates so we know what is going on.

Insurer: Spot

By: Arti

Useful
August 25, 2021

First experience was excellent!

This was my first time using pet insurance and I have to say I was pleasantly surprised at how easy it was and the responsiveness. I hope I don’t have to use it too often but now I know if I do it will be an easy process.

Insurer: Pets Best

By: Sharon

Useful
August 25, 2021

Happy that I chose Spoit

We bought Max home when he was 3 months. I did some research on pet insurance and went with SPOT in the same month. Had a good experience with them while shopping and they walked me over the policy and answered all my questions and did not push me at all. He started having allergies within 4 months and we had to take him to vet often for his medications. He also had some GI issues. I have filled all of my claims including prescription food and got good service with SPOT and got reimbursed for their part. I am able to afford and keep Max happy only because SPOT is supportive. Also when I contact their customer service, I get a good response and members are respectful and caring. I am happy that I chose SPOT. The only reason I gave 9 rating instead of 10 is the time for the claims to be processed. They do process within the said time and no delays so far but once we submit the claim, it just says processing and it is a waiting game. I wish we could have some updates so we know what is going on.

Insurer: Spot Canada

By: Arti

Useful

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