154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,396 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 20, 2022

This is my first experience with pet…

This is my first experience with pet insurance so I didn't know what to expect. I am very happy with my choice of Spot. Filing a claim was easy. The response was timely and there was no quibbling about coverage. Direct deposit makes payment receipt a breeze.

Insurer: Spot

By: Grainne Ward

July 20, 2022

Embrace Pet Insurance - a learning experience

Update: after numerous email and phone conversations and resubmitting veterinarian notes to Embrace, the company did approve our recent claim(s). We are saddened that it was such a frustrating journey to achieve these results. And, we are now very aware of the huge limitations and loopholes of pet insurance. The reason I decided to try pet insurance for the first time was because USAA was partnering with Embrace. I thought I could trust a company that USAA put its faith in. Embrace has not live up to USAA's standards of taking caring of customers so far. At a time when I need something to be easy and supportive, the emotional toll of dealing with jumping through hoops for insurance claims to be denied over and over is not worth it. Embrace has denied all claims on ridiculous exclusions on our dog who has been incredibly healthy until a recent ER visit. How lymph node issues, lethargy and no appetite can be denied because over a year ago we had a fatty mass checked out by the vet but not aspirated is beyond me. They have permanently excluded almost every possible condition for our dog now. Please be aware that if you find a mass on your dog (even just a fatty tissue one) and you do not needle aspirate it, Embrace will deny all claims going forward for ANY new masses (and other health issues as well). Shame on you Embrace.

Insurer: Embrace

By: Linetta Milne

July 20, 2022

It is great

It is great. Very easy to summit a claim and quick processing. I have no complaints.

Insurer: Spot

By: Charles Mason

Verified July 20, 2022

Overall experience is good the only…

Overall experience is good the only issue I have is that it takes to long for claims to be reimbursed

Insurer: ASPCA

By: Kraig Bartolome

Verified July 20, 2022

very helpful agent

very helpful

Insurer: Prudent Pet

By: Kayell

Verified July 20, 2022

Thank you!

Quick easy and great customer experience.

Insurer: Trupanion

By: Frank

Useful
Verified July 20, 2022

We would recommend Trupanion because explanations are always clear and customer service is excellent.

We would recommend Trupanion because explanations are always clear and customer service is excellent.

Insurer: Trupanion

By: Elissa

Useful
Verified July 20, 2022

Your representative was both helpful and friendly.

Your representative was both helpful and friendly.

Insurer: Trupanion

By: Lydia

Useful
Verified July 20, 2022

We would recommend Trupanion because explanations are always clear and customer service is excellent.

We would recommend Trupanion because explanations are always clear and customer service is excellent.

Insurer: Trupanion

By: Elissa

Useful
Verified July 20, 2022

Your representative was both helpful and friendly.

Your representative was both helpful and friendly.

Insurer: Trupanion

By: Lydia

Useful

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