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Pet parents across the U.S. and Canada have left over 207,035 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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I just got hit with a 264% increase from Embrace
I just got hit with a 264% increase from Embrace!!! I have had Embrace for my Bolognese since he was a puppy, since 2011. He is now over 15 and is still pretty healthy. The premium had been increasing as he got older, last year it was $2,260. They just sent me a renewal invoice for $8,230!!! I submitted a single claim in 2015, and was reimbursed $223. At the same time, they have not raised the maximum annual reimbursement from $10,000. Why on earth would I pay over $8,000 to be reimbursed up to $10,000, when I may not even spend $8,000 in a year?!?! This is criminal. They should have just said they aren't renewing. Waste of time. We are CA residents. I would be happy to join a lawsuit. Response to Embrace's response - why bother to write this. Increases in vet bills do not justify a three-fold increase in premiums, especially when there have been no claims in over a decade.
Insurer: Embrace
By: Elyse Eisenberg
Having a tiny dog [3lbs] go into ER…
Having a tiny dog [3lbs] go into ER hospital for 3 days was beyond stressful and knowing that I could get an estimate approved for her care allowed me to focus on her and not worrying about how exactly I would have to pay for a condition that if left untreated would have been fatal. Pumpkin was prompt and my little honey is now back home and in active recovery.
Insurer: Pumpkin
By: Attalie
Easy Claim Submittal
The simplicity of submitting the claims.
Insurer: MetLife
By: Tammy
It was a pretty easy decision
It was a pretty easy decision. Although I have not used their services yet, the application and the pricing seem to be good. Hopefully I do not have to use the insurance, but always good to have it.
Insurer: Pumpkin
By: Michele Greenbaum
I highly recommend Spot Pet Insurance
I highly recommend Spot Pet Insurance. They have been absolutely easy to work with during my claim process. I had a couple questions and called and the lady was so empathetic and helped me quickly. Once I put my claim in it took less than a week to get it completed.
Insurer: Spot
By: Carrie
Very good company
Very good company, quick in responding and/or payment
Insurer: Nationwide
By: alison
Great
I love my dog and want her to be covered
Insurer: MetLife
By: TRAVON THARRINGTON
Easy to Sign Up
My experience was great. John was very kind and helpful,
Insurer: Nationwide
By: Lisa
Easy to use and gives me and my dog…
Easy to use and gives me and my dog peace of mins
Insurer: MetLife
By: WEBCLIENT