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1
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Avoid this company too!
Well, where do I even start with this horrendous company? They're worthless. They have deemed "vomiting" as a Pre-existing condition and excluded it for an entire year! Wait, what??!!?? ANYTHING can cause vomiting!!! My vet couldn't believe how ridiculous it was they did that! As far as I know, she's writing an appeal letter. However, thanks to this worthless company, now I can't get Layla tested for IBD!
Their adjuster even told me their insurance is "property"! Obviously, they see pets as "property" and NOT family!
This company was supposedly started by pet parents. Right, so if it was, then they totally turned greedy and only care about the money!
They also now have deemed Layla's pica as a permanent exclusion. Funny, she likes to tear up paper. My vet said that is just her behavior. So, if she accidentally ingests anything, I'm screwed.
Worthless company. All "pet insurance" companies are a complete scam. They are more than happy to take your money, but refuse to pay out claims.
Too many options and I regret not getting it the day I got Layla. I was overwhelmed and now I'm paying for it. Do yourself a favor and just start an emergency fund. You'll save the stress of battling with this worthless company and you can get your pet the care they need.
Sadly, all pet insurance is this way. I can't wait to get rid of this horrible company and if I could, I'd start my own company that actually understands pets are FAMILY and have way less restrictions. Please don't go with Embrace! Read their reviews on BBB! That says everything right there!
- INSURER: Embrace
- POSTED: 09/03/2021
- BY: Suz
- BREED: Mixed Breed
- AGE OF PET: 7 - 10
1
out of 5
AVOID!!!
Avoid ASPCA at ALL costs! They are quick to deny anything they can as "pee-existing". They are underwritten by Crum &, Forster, which should say a lot right there. They claims that testing for an ear infection is related to anal saculitis! What??!!?? Don't believe all the 5 star reviews. They are written by their employees. Read the BBB reviews and Yelp reviews. One of the worst companies out there.
Actually, to be truthful, ALL pet insurance is a SCAM. They see pets as "property", NOT family. They're in the business of sucking us dry of our money and then denying claims. It is supposed to give us a peace of mind. It has been nothing but stress instead.
Please do your research and avoid ASPCA!
- INSURER: ASPCA
- POSTED: 09/03/2021
- BY: Suz
- BREED: Mixed Breed
- AGE OF PET: 7 - 10
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Happy customer
The claims process is so easy. Once received by Trupanion, it doesn’t take long for a decision. I had a claim that wasn’t paid - that had been paid in the past. I called and it was investigated while I was on the phone and the decision was reversed and the claim paid. I’ve been happy with Trupanion for and I usually recommend to friends.
- INSURER: Trupanion
- POSTED: 06/02/2021
- BY:
- BREED:
- AGE OF PET: Over 11 years